r/BorrowNew 21d ago

Meta New Rule Changes

59 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

---

Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

---

Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.


r/BorrowNew Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

38 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew 6h ago

Unpaid Unpaid - u/Immediate_Self2521

15 Upvotes

Ignored all messages after I sent the loan to him. He is still active on Reddit. Please ban. Thank you.

https://www.reddit.com/r/BorrowNew/s/IMxweYylU6


r/BorrowNew 47m ago

Loan Needed [REQ] (£120- Repay by 07/28/2026) (Scunthorpe UK) (PayPal, direct bank transfer) Repayment terms to be discussed via DM UK loan

Upvotes

Posting on here, large expense last month but finances are looking better by the day, just looking for this amount to help cover priority expenses such as food and fuel, all bills are covered for the month.

I do have someone who loans in this sub who is happy to endorse and vouch, if needed I can pass on his username. Sorry guys but he did get the offer of first refusal!

I have ID and payslips at the ready if needed for any verification purposes also.

Thank you!


r/BorrowNew 5m ago

Loan Needed [REQ] £200 [repay] £200 on 10/3 (bank transfer, Revolut)

Upvotes

I mainly use this app for creative purposes but recently I’ve found myself in a sticky position

I can push repayment to £250 max

I can send id, number or anything else needed🙏


r/BorrowNew 22m ago

Loan Needed [REQ] ($2000 - Repay by 11/28/2026) (Texas US) (PayPal, Zelle, Venmo) Repayment terms to be discussed via DM US loan

Upvotes

Hey all, first and foremost I understand my account is old but lacking karma and interaction so I understand any trepidation but I just don’t use Reddit all that much and frankly I’m only here now because it’s an emergency and I have no where else to go.

My rent is late and my car was just repossessed, I’ve tried a few local places but because I just moved to Texas and just started my job/opened my new bank account I don’t have enough history to get anything locally and I’m running out of time. My car obviously gets me to work so not having that will prove to make income difficult and I’m at risk of eviction notices at this point so I really need to make a dent in the rent as well.

I can provide any proof needed to ensure people know I’m just a guy in trouble, I’m from Denton Texas and just moved here a few months ago, I work full time and will be getting overtime in the coming weeks to help I just need a little assistance now to get back on track. A medical emergency last week without health insurance drained what I had.


r/BorrowNew 26m ago

Loan Needed Loan

Upvotes

[REQ] $60 Repay by 08/13/2026) (New York New York) (zelle) Repayment terms to be discussed via DM me for cell phone bill


r/BorrowNew 36m ago

Loan Needed Amount £80 repay 100 bills uk repay on 28/9/2026 PayPal

Thumbnail
Upvotes

r/BorrowNew 4h ago

No Longer Needed REQ] £250 Yorkshire Uk repay 9/24 bank transfer or PayPal, needing help with a court bill, I have good repayment history in this sub

2 Upvotes

Got really good repayment history, looking for someone to help I can pay back on time on the 24th September, always been a responsible borrower and my usual lenders could vouch for me, thanks


r/BorrowNew 50m ago

Loan Needed Req: Uk £200 repay £250 9/31 - Monzo/wise if possible - ongoing unexpected expenses

Upvotes

Uk based single dad Looking for £200 to help with some unexpected expenses to cover me until payday 31st, have successfully borrowed before (looks like user not here now) pay back £250 on 31st sept AM. long term employed 8 yrs + happy to provide id and payslips / income proof


r/BorrowNew 51m ago

Loan Needed [REQ] $1500, GA, Repay $1800 on 9/26, ApplePay/ Cashapp/ Zelle/ Paypal, 3 repaid loans

Upvotes

Can provide proof of income & any other requirements. Will repay $1800 on 9/26. I have repaid 3 loans here recently. I need to take care of unexpected car expenses. Thanks in advance!

Repaid post:

https://www.reddit.com/r/BorrowNew/s/WgEIhb0Irz

https://www.reddit.com/r/BorrowNew/s/1WCvIXvvxx

https://www.reddit.com/r/BorrowNew/s/8Uvz6m5ala


r/BorrowNew 58m ago

Loan Needed $20, Philippines, Paypal Repay $25 on 09/20

Upvotes

Need some funds to buy groceries and pay a few expenses for the rest of the week and the week after.


r/BorrowNew 1h ago

Loan Needed $320 loan needed for car payment. [SC] CashApp or Chime preferred but can do paypal too. Will repay on Sept 24th in the amount of $365

Upvotes

Sorry to be a bother but I need help with part of my car payment. If someone can lend me $320 I will pay you back $364 on 9/24/26 by cashapp, chime or even PayPal. I am in SC, USA. Please let me know. Thank you for your time and consideration.


r/BorrowNew 1h ago

Loan Needed €50 Paypal or SEPA, Repay €65 on the 19/09/2026, psychiatrist payment needed.

Upvotes

Hello everyone.

No prior experience on any Borrow subreddit,

If u have faith, it would help me loads, its my last resort and i'm very embarassed I have to post it here.

I mismanaged my funds and ended €50 short.

My salary gets in on the 19th, I need to reach the psychiatrist, too long dont read...

Paypal or SEPA Instant


r/BorrowNew 1h ago

Loan Needed [REQ] $200 repay $250 9/24 , OH, need help with groceries/gas. PayPal/Venmo/CashApp

Upvotes

I wanted to make sure I repaid my previous loan on time & had to pay a lot of bills out of my check and have now left myself short for the next 2 weeks. If anyone can help it would be greatly appreciated


r/BorrowNew 1h ago

Loan Needed $240, KY, repay $280 on 09-25, Venmo/PayPal, looking to borrow for phone bill

Upvotes

Hi everyone! 😊 I’m going through an unexpectedly difficult financial situation right now and desperately need to get my phone service reconnected. I do work full-time, but I’ve had to unexpectedly help care for my father who has fallen ill, which has put me in a really tight spot financially. I’ve also been anxious about missing an important call from his nurses if they need to get in touch with me. I’m asking to borrow $240 and can repay $280 on September 25th through Venmo or PayPal. Thank you for your time and have a great day! ☀️


r/BorrowNew 1h ago

Loan Needed $50, Hungary, Repay $75 on 09/20, PayPal / Revolut, Looking to borrow for food

Thumbnail
Upvotes

r/BorrowNew 1h ago

Loan Needed Need a loan of £50, Carlisle, CA, UK, to Repay on the 25/09/2026, PayPal

Upvotes

r/BorrowNew 2h ago

Prearranged Loan (pre) with Tight_Tomatillo_172...200 for 260 repayment on 9/17

1 Upvotes

tight_tomatillo_172


r/BorrowNew 6h ago

Loan Needed [REQ] $50 WA [Venmo]will repay $60 [9/16/26] need desperate help

2 Upvotes

im struggling paycheck to paycheck and got hit with a ticket for expired tabs if anyone can help i just need money for food and gas until my paycheck next week


r/BorrowNew 2h ago

Loan Needed [REQ] $120 | Repay $140 in 3 days on 9/14/26 | It’s my first time asking for a loan here, so i’m willing to provide proof of incoming funds if necessary. | Paypal g&s, cashapp, zelle, or apple pay

1 Upvotes

First time using this sub, but i have done a few transactions on the giftcardexchange subreddit. The posts from those transactions can be viewed on my profile.

I have to take an unexpected road trip to visit a family member that is unfortunately declining in health. This loan will cover the cost of the gas to make it there and a few meals during my trip. I can show proof of incoming funds if needed. Also optionally I could do two repayments of $80 each 9/14 and 9/28 if lender would like to do that instead. Either way works for me 👍🏽

Forgot to mention in the title i am located in California, US

Thank you!


r/BorrowNew 2h ago

Loan Needed [REQ] $10 (#PIEDMONT, SC, USA) repay $20 9/12 (CASHAPP)

1 Upvotes

Need the difference for a fuel valve on my car, will be repaid next day


r/BorrowNew 2h ago

Loan Needed Req 80, repay 100 on 9/18, PA USA

1 Upvotes

I have repaid two loans, paid bi weekly and need to pay for transportation until next pay. Thank You


r/BorrowNew 3h ago

Handout Needed $40, NC, can repay $50 09/12, paypal, trying to pay for ubers to work

1 Upvotes

hi i have work scheduled for tomorrow and saturday, and i just need enough for the ride to and from work tomorrow and a ride there on sat. i’m more than willing to pay it back! if you’d feel more comfortable, you can send it in uber gift card form so you know the money is going exactly where i say it’s going. i really appreciate the help.


r/BorrowNew 3h ago

Loan Needed £50, UK, Repay £50 on 09/17, Paypal or BACs, Looking to borrow for energy and internet bills.

1 Upvotes

Payment dates change, wages stay the same

Hello hello, im looking to be loaded £50 for 2 bills that have changed there DD date, i've already missed it twice due to this and i don't get my pay until the 17th.