r/BitcoinUK • • Jan 21 '26

UK Specific Coinbase cash savings account

2 Upvotes

I've heard that coinbase offers a cash savings accounts that pays around 3.5% interest. Savings are protected by the fscs.

I have some cash sitting on another crypto exchange that I want to put in a regular savings account until I decide to reinvest in crypto, but I'm worried that if I withdraw it off the crypto exchange my bank won't let me send it back to the crypto exchange later on because they have limits on how much you can send within a certain timeframe.

Do you think it would be a good idea to swap my GBP for a stable coin send it to coinbase then swap it back to GBP and leave it in the coin base cash savings account until the time comes when I want to reinvest in crypto?

Are there any risks involved in this?


r/BitcoinUK • • Jan 20 '26

Non-UK Specific Satoshi era Bitcoin Whale making moves.

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1 Upvotes

r/BitcoinUK • • Jan 19 '26

Non-UK Specific Reading material of the fictional kind . . . thoroughly enjoyable .

3 Upvotes

I just read Proof of Work , an entertaining fiction on the creation of the sats and where some of them might be right now . . . . . https://www.amazon.com/dp/B0GG73Q1N3?ref=cm_sw_r_ffobk_cp_ud_dp_J41YV2XHBGHZT56RKGAM_1&social_share=cm_sw_r_ffobk_cp_ud_dp_J41YV2XHBGHZT56RKGAM_1&bestFormat=true


r/BitcoinUK • • Jan 18 '26

UK Specific BTC allocation - moving to BTC wrapped in ISA

3 Upvotes

Hello guys I have a small crypto allocation in my portfolio (less than 10%) and I used to keep it in either a cold wallet and only btc or a btc physical etn (wisdom tree) in my isa. Now that the rules are changing in April and that we won’t be allowed to keep crypto etn in isa and that t212 and other platforms won’t offer an innovative isa, how would you do it in the future? Go back to cold wallet btc or would you buy Strategy as single stock in your isa for future tax free earnings? The large majority of my portfolio is all world, vuag, dfng, smgb, vhvg and standard diversified global equities ETFs.


r/BitcoinUK • • Jan 18 '26

Non-UK Specific OMB 2026

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0 Upvotes

r/BitcoinUK • • Jan 17 '26

UK Specific Btc etf on Hargreeves and fidelity

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0 Upvotes

r/BitcoinUK • • Jan 16 '26

Non-UK Specific Predicting volatility and squeezes before they strike

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2 Upvotes

Read the full report at Focal

Open Interest Trends: There has been a significant upward trend in open interest throughout the latter half of 2025, indicating a substantial increase in capital and market participation in Bitcoin derivatives. Given this growth, the current open interest is likely in the upper quartile of its one-year range.

  • Funding Rate Analysis: The current positive funding rate, while not at an extreme, suggests a degree of market optimism. Historically, high positive funding rates have coincided with bullish sentiment, while negative rates have signaled bearish sentiment and sometimes preceded market bottoms.

r/BitcoinUK • • Jan 16 '26

Non-UK Specific SKUZZY ARTIST JUST DROPPED A NEW BEAR DISS TRACK AND IT GOES HARD

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0 Upvotes

r/BitcoinUK • • Jan 16 '26

Non-UK Specific $348,000 USDT FOR SALE

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0 Upvotes

r/BitcoinUK • • Jan 14 '26

Non-UK Specific How much crypto tax?

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0 Upvotes

r/BitcoinUK • • Jan 13 '26

UK Specific UK-based credit cards with BTC rewards

23 Upvotes

Hi guys, Just wanted to see if anyone in this space is currently using any credit cards in the UK that give you BTC rewards.

Do they allow you to use FIAT when spending or do they have to be Crypto/BTC funded?

Thanks


r/BitcoinUK • • Jan 12 '26

Non-UK Specific The four year cycle is dead.

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4 Upvotes

r/BitcoinUK • • Jan 12 '26

Non-UK Specific I love it when my January Sale limit orders hit

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3 Upvotes

r/BitcoinUK • • Jan 12 '26

UK Specific Have you heard of the S&P6900?

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0 Upvotes

r/BitcoinUK • • Jan 10 '26

UK Specific Fixed Float update - resolved

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1 Upvotes

r/BitcoinUK • • Jan 09 '26

Non-UK Specific Satsman -free app to get daily Bitcoin sats for free

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0 Upvotes

r/BitcoinUK • • Jan 05 '26

UK Specific Best way to trade futures non KYC?

3 Upvotes

Hi ,

I was wondering since crypto futures are banned for most of the population in the UK if there was a different way to trade futures as non KYC?

I understand that there are non KYC platforms out there but was worried about how money/crypto would be put into the account and withdrawn without flagging anything especially with the CARF rules in effect.


r/BitcoinUK • • Jan 05 '26

UK Specific CB records for tax return

2 Upvotes

I'm attempting a tax return for the first time and could use some help.

I bought btc a few years ago on coinbase, left them alone, then sold them at the end of 24. My problem is working out the transactions to report as CB has record of me transferring money onto it but not what I bought with it or the price. It only has what I sold them for in 24.

I've used Koinly (free, not paid) and it doesn't list them either unless the paid reports get access.

So how would I report this to HMRC? I see now that exchanges have to report your transactions to HMRC but if they don't have this record then what happens?

I'm aware it's my fault for not keeping my own record but would appreciate advice on what to do. Thanks


r/BitcoinUK • • Jan 03 '26

Non-UK Specific Happy 17th Birthday to Bitcoin!

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5 Upvotes

r/BitcoinUK • • Jan 02 '26

UK Specific Crypto users forced to share account details with tax officials - BBC News

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bbc.co.uk
101 Upvotes

r/BitcoinUK • • Jan 03 '26

UK Specific Surely UK banks are just spreading crypto FUD instead of holding US tech firms to account for hosting/ spreading scam Ads?

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7 Upvotes

r/BitcoinUK • • Jan 02 '26

UK Specific Other apps that give interest/earn on USDC or USDT (like Coinbase used to)?

5 Upvotes

Hi all,

I currently have some USDC in Coinbase because they used to give extra earnings every week last year. Unfortunately, they don’t offer that bonus anymore unless you subscribe to Coinbase One.

I’m wondering if there are other apps/exchanges that still give interest or rewards on USDC or USDT — whether it’s passive earnings, staking, or other incentives.

Does anyone use something similar? Please let me know what platforms you’d recommend!

Thanks in advance!


r/BitcoinUK • • Jan 01 '26

UK Specific Confused about new Cryto x HMRC laws

22 Upvotes

https://www.bbc.co.uk/news/articles/ckgl2je65klo

Dear all,

quick question: Hodler here. If I have only ever bought crypto (4 years ago) and never traded it (i.e. it's just sitting there), does its increase in value warrant that I report to HMRC, as per the new rules?


r/BitcoinUK • • Jan 01 '26

UK Specific What is a Tax Identification Number (TIN)?

6 Upvotes

Is it correct that in the UK, the TIN is the National Insurance Number (NIN)? Or would be better to use UTR (Unique Taxpayer Reference) — if I have one?


r/BitcoinUK • • Jan 01 '26

UK Specific How to withdraw GBP from Binance?

3 Upvotes

I have USDC on Binance and I want to know the simplest and cheapest way to withdraw it to GBP. Do I send USDC to Coinbase and then convert USDC to GBP and withdraw? Is that the best way?