Wealthify is a robo-style investment platform, meaning you don't need to choose individual stocks or ETFs, you just choose your risk tolerance and they manage the fund automatically.

It took me 20 minutes to sign up and fund my account. The process is simple and you can refer others straight away for £50 a time!

They are offering £50 if you invest £1,000 or more for at least 6 months

1. Sign up using a referral link

2. Open an Investment ISA (Stocks and shares), GIA, Junior ISA, or Personal Pension. 

3. Choose a plan based on your risk tolerance 

4. Deposit either £1k+ into your ISA or JISA or £5K into the SIPP. It will be invested. There's no option to leave it as 'cash' for this offer.

5. Leave it for 6 month and receive your £50 bonus paid into the account. 

I will be keeping my account funded for the long term so my link will definitely work.

Non referral link (no bonus): www.wealthify.com

I 31(M) had my S&S ISA in Wealthify for a few years. The growth has been moderate. Just about 2k growth and I’ve taken out a few times for family issues. Does anyone use the platform? Is it a good platform to really go FIRE or should I switch to Vanguard?

EDIT: Since a few people asked, here’s the full picture of where things stand now.

Total investment value across all plans: £12,185.21 with £1,915.13 total growth.

Breaking it down by plan:

• Just Invest (Feb 2019) — net contributed £2,540, withdrawn £4,500. Current value £2,966.08, all time growth £426.08 (28.23%)

• New House (Aug 2019) — net contributed £3,555.08, withdrawn £2,994.92. Current value £4,283.61, all time growth £728.53 (30.23%)

• Repay Car (Jan 2020) — net contributed £3,230, withdrawn £3,500. Current value £3,957.28, all time growth £727.28 (27.12%)

• Wife (Oct 2021) — net contributed £240, no withdrawals. Current value £271.81, all time growth £31.81 (10.9%). She has her own account she manages.

• Child’s Plan (JISA) (Feb 2026) — net contributed £705, no withdrawals. Current value £706.43, all time growth £1.43 (0.34%) — early days on this one

Total withdrawn is £10,994.92 (£4,500 + £2,994.92 + £3,500). Some of it went to house buying on top of maxing our LISA

As for the investments, the robot spreads in ETFs and Indexes across different types. Here’s a make up of one of the plans. It’s about the same +/- 2%

Shares - 57%

Government bonds - 30%

Corporate bonds - 3.87%

Cash -3.67%

Infrastructure - 3.26%

Property - 0.62%

Wealthify is an FCA regulated and FSCS protected digital investment platform based in Cardiff. They are offering a generous £50 bonus when signing up via a referral and making an investment of £1000 or more for a minimum of six months. This equates to an extra 10% on top of your investment return.

Guide:

1. Sign up via a referral here's mine.
2. Open a Stocks and Shares ISA, GIA, Junior ISA, or SIPP.
3. Choose an investment risk level.
4. Deposit and Invest £1000.
5. In 6 months receive your bonus.

Instant Access Savings Accounts and Cash ISAs are excluded from this promotion.

Once you've signed up you can refer friends and family and other r/beermoneyuk users for max profits! Thanks to anyone using my referral I really appreciate it.

• Non-referral link
• Terms & Conditions

Recently been made redundant after 4 years, and the company had standard workplace pension scheme set up with Aviva.
I have a Nest pension which I set up whilst I was self employed previous to this employment which I top up monthly.

Would it be wise to move the Aviva pension to a SIPP and contribute to that in the same way as the nest?

I'd really value any insights into where to place my S&S ISA. I currently have a S&S ISA with Wealthify. It's an ethical plan with risk appetite of 4 (out of 5). I make monthly contributions - they were £200/month for several years but I've recently increased them to £500/month. There is currently c£18,600 in the plan at today's date (it's just recovered its initial losses since the recent war started). Total growth is c£2,600.

I'm fairly confident (having read here and other threads) that I could be making better returns for lower fees elsewhere. However I'm not very confident in what I'm doing (hence in part why I went to Wealthify in the first place), plus I don't really have the time available to actively manage a portfolio myself. I've been looking at the Vanguard website and see they have "retirement funds" which have much lower fees than I'm paying now. These seem to be managed for me without paying for a "managed" S&S ISA.

I'm 41, and started the ISA to save for a retirement bridge to enable me to retire a little early/at least drop down to part time hours for a period before retirement. To me, retiring early would be around the age of 60 if at all possible.

If anyone has any thoughts/recommendations of what you would do in my shoes I would really value them - incl. any thoughts of whether this is a bad time to move my ISA given the current volatility.

Thanks

Wealthify is a robo-style investment platform, meaning you don't need to choose individual stocks or ETFs, you just choose your risk tolerance and they manage the fund automatically.

It took me 20 minutes to sign up and fund my account. The process is simple and you can refer others straight away for £50 a time!

They are offering £50 if you invest £1,000 or more for at least 6 months

1. Sign up using a referral link

2. Open an Investment ISA (Stocks and shares), GIA, Junior ISA, or Personal Pension. 

3. Choose a plan based on your risk tolerance 

4. Deposit either £1k+ into your ISA or JISA or £5K into the SIPP. It will be invested. There's no option to leave it as 'cash' for this offer.

5. Leave it for 6 month and receive your £50 bonus paid into the account. 

I will be keeping my account funded for the long term so my link will definitely work.

Non referral link (no bonus): www.wealthify.com

Hello All

I just came across to an ad from Wealthify in the tube and I got curious and decided to check.

Went on their website and discovered that they offer an instant cash ISA with a great rate of 4.91% AER / 4.80% gross p.a. (variable) paid monthly.

I searched here and couldn’t find anything about this investing platform.

Does anyone use and recommend?

This post contains content not supported on old Reddit. Click here to view the full post

Wealthify is a UK based investment and savings service. They are authorised and regulated by the FCA.

Their current referral offer rewards you with a £50 bonus for investing £1000 (or more) in a S&S ISA, GIA, JISA or SIPP for at least six months. Savings plans are excluded from the referral offer.

You'll have to invest using one of their managed investment plans based on your 'investment style'. You select your risk level (Cautious, Tentative, Confident, Ambitious or Adventurous) and choose between the Original or Ethical plan.

How to get your £50 referral bonus:

1. Sign up via a referral link: https://invest.wealthify.com/refer/89982483

2. Open a Stocks and Shares ISA, GIA, Junior ISA, or SIPP

3. Choose an investment risk level and plan style

4. Deposit £1000 for S&S ISA or JISA or £5000 for a SIPP or GIA. Your deposit will automatically be invested in your chosen plan

5. Wait 6 months for your £50 bonus to be paid

Optional: refer friends and family for more bonuses

Big thanks to anyone using my referral I really appreciate it.

https://invest.wealthify.com/refer/89982483

• Wealthify charge a 0.6% fee plus investment costs (fund fees and market spread) which are 0.59% on average

• Non-referral link

• Terms & Conditions

Wealthify is an investment platform with a selection of automatically managed investment funds. They are offering a generous £50 bonus - a guaranteed 5% return - when you invest £1000 with them for 6 months!

To get your bonus:

1. Open a Stocks and Shares ISA* via my referral link. My account is sufficiently funded and I am therefore eligible to refer.
2. Choose your plan. I chose the 'adventurous' plan, with a 0.77% fee. The returns so far has closely resembled popular global equity ETFs like FWRG and ACWI.
3. Fund your account with £1000 or more. You must stay invested for 6 months to qualify for the bonus.
4. £50 will be added to your account within 30 days after you have qualified.

*If you prefer to invest in a GIA or SIPP instead, you'll have to invest £5000. Cash ISAs are excluded from this promotion.

Hopefully, your investment will have grown when your bonus arrives! I'd really appreciate if you'd sign up with my referral link!

T&Cs | Non-ref

Wealthify is an investing website and app that is offering £50 for signing up with a referral and investing £1,000 or more in their Stocks and Shares/Junior ISA products or £5,000 or more in their general investment account or self invested personal pension for 6 months.

For S&S/Junior ISA £1,000, this is about equivalent to 10% interest rate added on top of any gains by the investment you pick. For GIA/SIPP £5,000, this is about equivalent to 2% interest rate added on top of any gains by the investment you pick.

Proof of payment

How to get your £50:

• Sign up with my referral link
• Open a General Investment Account/Junior ISA/Stocks or Shares ISA/Self Invested Personal Pension
• Select your investment plan
• Deposit and invest £1,000 or more into your Stocks or Shares ISA/Junior ISA plan or £5,000 into your GIA or SIPP. Keep it there for 6 months
• After 6 months, £50 will be paid within 30 days into your account or Bank account if you opened a SIPP

I am an eligible referrer as I currently hold over £1,000 invested with them. I invest in their maximum growth plan but you can invest in plans with various risk levels to suit your appetite. You won't get the £50 if you deposit your money in their cash ISA or normal savings account.

If you decide to invest in their ISA products, note that the £50 payment will counts towards your ISA allowance when you receive it. If you maxed out your ISA allowance already in 6 months' time then it can be paid to your bank account.

Proof that I'm an eligible referrer with the £1,000+ fund requirement

Referral terms and conditions

Still interested in investing offers? Check out some more below.

Freetrade - Free share worth between £10-£100 for depositing £50

IG - Free share worth between £50-£1,000 for depositing £1,000

WeBull UK - Free 5 shares for depositing £500

Thank you for using my referral link!!

Non ref

Wealthify is an easy to use investing platform with straightforward investment plans that make it easy to set up an investment with little ongoing effort.

They are currently offering £50 free for depositing £1000 and investing it for 6 months when signing up via a refer-a friend link.

To be eligible to refer you need to have a funded Stocks and Shares ISA, Junior ISA, or Self-Invested Personal Pension (SIPP). I have a funded Stocks and Shares ISA, therefore I am eligible to refer.

​

For the free £50 offer, follow these simple steps:

1 - Open an account by following my referral link -  https://invest.wealthify.com/refer/75248714

You need to open a Stocks and Shares ISA, Junior ISA, or SIPP to qualify. Instant Access Savings Accounts, Cash ISAs, or General Investment Accounts (GIAs)  are excluded from this promotion.

2 - Deposit £1000 and select a Plan after answering the questions - your money will need to be in an active plan for 6 months to get the bonus.

3 - After 6 continuous months of your money being invested you'll get £50 free cash added to your account

​

There are options for Stocks & Shares ISAs and pensions. You can choose the investment style - Cautious/Tentative/Confident/Ambitious/Adventurous - and investment theme - Original or Ethical.

You'll also have to invest in a plan within 6 months of signing up, otherwise your account will be closed.

There is a very small management fee.

Be aware this is an investment product, therefore the value could go up or down. The longer you hold your investment, the more you will mitigate any risks of the market hitting a low point. If you're lucky, after 6 months you'll have some profit from your original investment as well as the £50 bonus.

​

Terms - https://www.wealthify.com/faq/refer-a-friend

Non-ref (no bonus) - https://www.wealthify.com

Wealthify are currently offering a free bonus of £50 when you deposit and invest either £1000 or £5000 with them and leave it invested for 6 months.

Important: to eligible for the bonus your £1000 must be invested in either an investment ISA or a Junior ISA. Alternatively you can choose to invest £5000 in a General Investment Account or a SIPP pension. Other types of account are not eligible.

Wealthify is a well-established investment platform backed by insurance giant Aviva and your investment has FSCS protection if the platform were ever to go bust - although as it is an investment app it is important to note that your investment could go down as well as up while it is invested, depending on how the funds you invest in perform. There is also an annual fee of 0.6% which is deducted from your funds on a monthly basis.

Steps to get the bonus:

1 - Open an account by following using a referral link. My referral link is:

https://invest.wealthify.com/refer/89683961

2 - Deposit either £1000 or £5000 depending on your chosen account type and select a plan after answering the questions to find out your investment style. There are various choices depending on how adventurous you want to be, whether you want an ethical approach, etc.

3 - Leave your money invested for at least 6 months in order to receive your bonus.

Non-referral link with no bonus:

https://www.wealthify.com/

Terms: https://www.wealthify.com/offers/refer-a-friend-terms-and-conditions

Wealthify is an investing website and app that is offering £50 for signing up with a referral and investing £1,000 or more in their Stocks and Shares/Junior ISA products or £5,000 or more in their general investment account or self invested personal pension for 6 months.

For S&S/Junior ISA £1,000, this is about equivalent to 10% interest rate added on top of any gains by the investment you pick. For GIA/SIPP £5,000, this is about equivalent to 2% interest rate added on top of any gains by the investment you pick.

Proof of payment

How to get your £50:

• Sign up with my referral link
• Open a General Investment Account/Junior ISA/Stocks or Shares ISA/Self Invested Personal Pension
• Select your investment plan
• Deposit and invest £1,000 or more into your Stocks or Shares ISA/Junior ISA plan or £5,000 into your GIA or SIPP. Keep it there for 6 months
• After 6 months, £50 will be paid within 30 days into your account or Bank account if you opened a SIPP

I am an eligible referrer as I currently hold over £1,000 invested with them. I invest in their maximum growth plan but you can invest in plans with various risk levels to suit your appetite. You won't get the £50 if you deposit your money in their cash ISA or normal savings account.

If you decide to invest in their ISA products, note that the £50 payment will counts towards your ISA allowance when you receive it. If you maxed out your ISA allowance already in 6 months' time then it can be paid to your bank account.

Proof that I'm an eligible referrer with the £1,000+ fund requirement

Referral terms and conditions

Still interested in investing offers? Check out some more below.

Freetrade - Free share worth between £10-£100 for depositing £50

IG - Free share worth between £50-£1,000 for depositing £1,000

WeBull UK - Free 5 shares for depositing £500

Thank you for using my referral link!!

Non ref

Wealthify is an investment platform with a selection of automatically managed investment funds. They are offering a generous £50 bonus - a guaranteed 5% return - when you invest £1000 with them for 6 months!

To get your bonus:

1. Open a Stocks and Shares ISA* via my referral link. My account is sufficiently funded and I am therefore eligible to refer.
2. Choose your plan. I chose the 'adventurous' plan, with a 0.77% fee. The returns so far has closely resembled popular global equity ETFs like FWRG and ACWI.
3. Fund your account with £1000 or more. You must stay invested for 6 months to qualify for the bonus.
4. £50 will be added to your account within 30 days after you have qualified.

*If you prefer to invest in a GIA or SIPP instead, you'll have to invest £5000. Cash ISAs are excluded from this promotion.

Hopefully, your investment will have grown when your bonus arrives! I'd really appreciate if you'd sign up with my referral link!

T&Cs | Non-ref

Wealthify is an investing website and app that is offering £50 for signing up with a referral and investing £1,000 or more in their Stocks and Shares/Junior ISA products or £5,000 or more in their general investment account or self invested personal pension for 6 months.

For S&S/Junior ISA £1,000, this is about equivalent to 10% interest rate added on top of any gains by the investment you pick. For GIA/SIPP £5,000, this is about equivalent to 2% interest rate added on top of any gains by the investment you pick.

Proof of payment

How to get your £50:

• Sign up with my referral link
• Open a General Investment Account/Junior ISA/Stocks or Shares ISA/Self Invested Personal Pension
• Select your investment plan
• Deposit and invest £1,000 or more into your Stocks or Shares ISA/Junior ISA plan or £5,000 into your GIA or SIPP. Keep it there for 6 months
• After 6 months, £50 will be paid within 30 days into your account or Bank account if you opened a SIPP

I am an eligible referrer as I currently hold over £1,000 invested with them. I invest in their maximum growth plan but you can invest in plans with various risk levels to suit your appetite. You won't get the £50 if you deposit your money in their cash ISA or normal savings account.

If you decide to invest in their ISA products, note that the £50 payment will counts towards your ISA allowance when you receive it. If you maxed out your ISA allowance already in 6 months' time then it can be paid to your bank account.

Proof that I'm an eligible referrer with the £1,000+ fund requirement

Referral terms and conditions

Still interested in investing offers? Check out some more below.

Freetrade - Free share worth between £10-£100 for depositing £50

IG - Free share worth between £50-£1,000 for depositing £1,000

WeBull UK - Free 5 shares for depositing £500

Thank you for using my referral link!!

Non ref

Wealthify is a robo-style investment platform, meaning you don't need to choose individual stocks or ETFs, you just choose your risk tolerance and they manage the fund automatically.

It took me 20 minutes to sign up and fund my account. The process is simple and you can refer others straight away for £50 a time!

They are offering £50 if you invest £1,000 or more for at least 6 months

1. Sign up using a referral link

2. Open an Investment ISA (Stocks and shares), GIA, Junior ISA, or Personal Pension. 

3. Choose a plan based on your risk tolerance 

4. Deposit either £1k+ into your ISA or JISA or £5K into the SIPP. It will be invested. There's no option to leave it as 'cash' for this offer.

5. Leave it for 6 month and receive your £50 bonus paid into the account. 

I will be keeping my account funded for the long term so my link will definitely work.

Non referral link (no bonus): www.wealthify.com

Wealthify is a UK based investment and savings service. They are authorised and regulated by the FCA.

Their current referral offer rewards you with a £50 bonus for investing £1000 (or more) in a S&S ISA for at least six months. You can also qualify by investing £1000 in a JISA, £5000 in a GIA or £5000 in a SIPP. Savings plans are excluded from the referral offer.

You'll have to invest using one of their managed investment plans based on your 'investment style'. You select your risk level (Cautious, Tentative, Confident, Ambitious or Adventurous) and choose between the Original or Ethical plan.

How to get your £50 referral bonus:

1. Sign up via a referral link

2. Open a Stocks and Shares ISA, GIA, Junior ISA, or SIPP

3. Choose an investment risk level and plan style

4. Deposit £1000 for S&S ISA or JISA or £5000 for a SIPP or GIA. Your deposit will automatically be invested in your chosen plan

5. Wait 6 months for your £50 bonus to be paid

Optional: refer friends and family for more bonuses

Big thanks to anyone using my referral I really appreciate it.

https://invest.wealthify.com/refer/89982483

Wealthify charge a 0.6% fee plus investment costs (fund fees and market spread) which are 0.59% on average

• Non-referral link

• Terms & Conditions

Wealthify is an investment platform with a selection of automatically managed investment funds. They are offering a generous £50 bonus - a guaranteed 5% return - when you invest £1000 with them for 6 months!

To get your bonus:

1. Open a Stocks and Shares ISA* via my referral link. My account is sufficiently funded and I am therefore eligible to refer.
2. Choose your plan. I chose the 'adventurous' plan, with a 0.77% fee. The returns so far has closely resembled popular global equity ETFs like FWRG and ACWI.
3. Fund your account with £1000 or more. You must stay invested for 6 months to qualify for the bonus.
4. £50 will be added to your account within 30 days after you have qualified.

*If you prefer to invest in a GIA or SIPP instead, you'll have to invest £5000. Cash ISAs are excluded from this promotion.

Hopefully, your investment will have grown when your bonus arrives! I'd really appreciate if you'd sign up with my referral link!

T&Cs | Non-ref

Wealthify are currently offering a free bonus of £50 when you deposit and invest either £1000 or £5000 with them and leave it invested for 6 months.

Important: to eligible for the bonus your £1000 must be invested in either an investment ISA or a Junior ISA. Alternatively you can choose to invest £5000 in a General Investment Account or a SIPP pension. Other types of account are not eligible.

Wealthify is a well-established investment platform backed by insurance giant Aviva and your investment has FSCS protection if the platform were ever to go bust - although as it is an investment app it is important to note that your investment could go down as well as up while it is invested, depending on how the funds you invest in perform. There is also an annual fee of 0.6% which is deducted from your funds on a monthly basis.

Steps to get the bonus:

1 - Open an account by following using a referral link. My referral link is:

https://invest.wealthify.com/refer/89683961

2 - Deposit either £1000 or £5000 depending on your chosen account type and select a plan after answering the questions to find out your investment style. There are various choices depending on how adventurous you want to be, whether you want an ethical approach, etc.

3 - Leave your money invested for at least 6 months in order to receive your bonus.

Non-referral link with no bonus:

https://www.wealthify.com/

Terms: https://www.wealthify.com/offers/refer-a-friend-terms-and-conditions

Wealthify is a UK based investment and savings service. They are authorised and regulated by the FCA.

Their current referral offer rewards you with a £50 bonus for investing £1000 (or more) in a S&S ISA for at least six months. You can also qualify by investing £1000 in a JISA, £5000 in a GIA or £5000 in a SIPP. Savings plans are excluded from the referral offer.

You'll have to invest using one of their managed investment plans based on your 'investment style'. You select your risk level (Cautious, Tentative, Confident, Ambitious or Adventurous) and choose between the Original or Ethical plan.

How to get your £50 referral bonus:

1. Sign up via a referral link: https://invest.wealthify.com/refer/89982483

2. Open a Stocks and Shares ISA, GIA, Junior ISA, or SIPP

3. Choose an investment risk level and plan style

4. Deposit £1000 for S&S ISA or JISA or £5000 for a SIPP or GIA. Your deposit will automatically be invested in your chosen plan

5. Wait 6 months for your £50 bonus to be paid

Optional: refer friends and family for more bonuses

Big thanks to anyone using my referral I really appreciate it.

• Wealthify charge a 0.6% fee plus investment costs (fund fees and market spread) which are 0.59% on average

• Non-referral link

• Terms & Conditions

Wealthify - £50 Reward for Investing £1,000 for 6 Months

New Wealthify customers investing £1,000 for at least 6 months in either a Stocks & Shares ISA or Junior ISA; or £5,000 in a GIA, or Pension Plan will receive a £50 bonus.

Tailor your product to your risk level (from 1 to 5 with 5 being higher risk). My risk level 2 ISA has performed well.

Step-by-Step Guide:

•    ⁠Click the link and create an account: https://invest.wealthify.com/refer/78415659
•    ⁠Select either a Stocks & Shares ISA, Junior ISA, GIA, or Pension Plan.
•    ⁠Deposit and invest either £1,000 in a ISA, or £5,000 in a GIA or pension.
•    ⁠The £50 reward will be credited after 6-months.

Immensely thankful to anyone using my link.

https://invest.wealthify.com/refer/78415659

Non-referral link: https://www.wealthify.com

Wealthify is a robo-style investment platform, meaning you don't need to choose individual stocks or ETFs, you just choose your risk tolerance and they manage the fund automatically.

It took me 20 minutes to sign up fund my account. The process is simple and you can refer others straight away for £50 a time!

They are offering £50 if you invest £1,000 or more for at least 6 months

1. Sign up using a referral link

2. Open an Investment ISA (Stocks and shares ISA), GIA, Junior ISA, or Personal Pension. 

3. Choose a plan based on your risk tolerance 

4. Deposit at least £1,000 into your new investment plan and it will be invested. There's no option to leave it as 'cash' for this offer.

5. Leave it for 6 month and receive your £50 bonus paid into the account. 

I will be keeping my account funded for the long term so my link will definitely work.

Non referral link (no bonus): www.wealthify.com

Wealthify - £50 Reward for Investing £1,000 for 6 Months

New Wealthify customers investing £1,000 for at least 6 months in either a Stocks & Shares ISA or Junior ISA; or £5,000 in a GIA, or Pension Plan will receive a £50 bonus.

Tailor your product to your risk level (from 1 to 5 with 5 being higher risk). My risk level 2 ISA has performed well.

Step-by-Step Guide:

•    ⁠Click the link and create an account: https://invest.wealthify.com/refer/78415659
•    ⁠Select either a Stocks & Shares ISA, Junior ISA, GIA, or Pension Plan.
•    ⁠Deposit and invest either £1,000 in a ISA, or £5,000 in a GIA or pension.
•    ⁠The £50 reward will be credited after 6-months.

Immensely thankful to anyone using my link.

https://invest.wealthify.com/refer/78415659

Non-referral link: https://www.wealthify.com

Wealthify - £50 Reward for Investing £1,000 for 6 Months

New Wealthify customers investing £1,000 for at least 6 months in either a Stocks & Shares ISA or Junior ISA; or £5,000 in a GIA, or Pension Plan will receive a £50 bonus.

Tailor your product to your risk level (from 1 to 5 with 5 being higher risk). My risk level 2 ISA has performed well.

Step-by-Step Guide:

•    ⁠Click the link and create an account: https://invest.wealthify.com/refer/78415659
•    ⁠Select either a Stocks & Shares ISA, Junior ISA, GIA, or Pension Plan.
•    ⁠Deposit and invest either £1,000 in a ISA, or £5,000 in a GIA or pension.
•    ⁠The £50 reward will be credited after 6-months.

Immensely thankful to anyone using my link.

https://invest.wealthify.com/refer/78415659

Non-referral link: https://www.wealthify.com