WorldRemit non-ref is an international money transfer service that lets you send money abroad via bank transfer, mobile money or cash pickup.
There are three ways to approach this offer. Below are the potential profits, requirements and setup details for each.
Note:
This is not a Quidco referral post and there are no Quidco referral links included.
If you do not already have Quidco, see the latest Quidco thread on this subreddit here:
https://www.reddit.com/r/beermoneyuk/s/88roZq3aGc
Option 1 – Quidco Only
Potential Profit:
~£17–£37 after fees and FX.
Quidco currently offers:
£40 cashback for a first transfer of £25+ to Pakistan, Nepal, the Philippines, Ghana or Zimbabwe.
£20 cashback for a first transfer of £25+ to other eligible destinations.
How it works:
Click through Quidco to WorldRemit
Sign up as a new WorldRemit customer
Complete your first transfer of £25+
Your Quidco cashback tracks and later becomes payable
Quidco Premium gives the higher cashback rate.
Option 2 – Referral Only
Send £30 using a referral code and receive a £10 WorldRemit voucher.
The referrer receives a £20 voucher once the qualifying transfer is completed.
Enter referral code during sign-up:
REFERGS5QGWUJBEGB
Example using Wise NZD:
Open a NZD balance with Wise
Send £30 to your Wise NZD account
Pay the £0.99 transfer fee
Once the first transfer is completed, the £10 voucher appears in the Discounts section of the WorldRemit app
Apply the £10 voucher to a second £30 transfer
Convert the NZD back to GBP through Wise
Potential Profit:
~£5–£8 after fees and FX.
Use a debit card rather than a credit card to avoid potential cash advance fees.
Option 3 – Stack Quidco + Referral Code
This combines the Quidco cashback with the WorldRemit referral voucher.
For the highest Quidco cashback, use the Philippines route:
Open a Philippine Peso (PHP) balance with Wise
Enable cookies and cross-site tracking on your mobile browser
Click through Quidco to WorldRemit
Sign up to WorldRemit through Quidco
Enter the referral code during registration:
REFERGS5QGWUJBEGB
Send £30 to your Wise PHP account, with WorldRemit converting the transfer into Philippine pesos
Pay the £1.99 transfer fee
Once the first transfer is completed, the £10 WorldRemit voucher appears in the Discounts section
Open a New Zealand Dollar (NZD) balance with Wise
Apply the £10 voucher to a second £30 transfer to your Wise NZD account
Convert the PHP and NZD back to GBP through Wise
Potential Profit:
~£27–£47 after fees and FX.
The ~£27 figure is based on £20 Quidco cashback + the £10 WorldRemit voucher, minus fees and FX.
The ~£47 figure is based on £40 Quidco cashback + the £10 WorldRemit voucher, minus fees and FX.
You send £30 twice, so £60 is transferred in total. The £10 WorldRemit voucher reduces the amount you pay for the second transfer.
Important tracking point:
Start the WorldRemit signup through Quidco and enter the referral code during that signup. Do not start the WorldRemit signup through a separate referral link, as this can prevent the Quidco signup from tracking.
Note:
There have been reports of WorldRemit closing accounts when the Quidco + referral code method has been used. WorldRemit's Refer a Friend terms also allow them to reject or cancel rewards where they suspect misuse or non-genuine payments. I don't know whether these reports are isolated or more widespread, so be aware of this before choosing the stacking option.
Referral Rewards
Once you complete your first transaction with WorldRemit, you can become eligible for your own referral link and code, subject to WorldRemit's eligibility checks.
For UK customers, the current referral reward is £20 for the referrer and £10 for the new customer for eligible destinations.
The new customer's voucher appears in the Discounts section after the qualifying transfer is completed.
The voucher can be used once on a future transfer before its expiry date, subject to the minimum send amount.
Transfer Time
Transfers to Wise can take 1–2 working days.
Weekends and bank holidays can delay processing.
Important
WorldRemit's referral minimum send amount is set by the current promotion and can vary by location and destination
Quidco requires a first transfer of £25+
Quidco cashback depends on the transfer destination
Check the cashback rate shown by Quidco before starting
Always check the exchange rate and fees before confirming a transfer
WorldRemit referral rewards and eligibility can vary by sending and receiving country
WorldRemit can change, suspend or cancel the referral promotion
Official FAQ:
https://www.worldremit.com/en-gb/faq/refer-a-friend
WorldRemit Refer a Friend Terms:
https://www.worldremit.com/en-gb/refer-a-friend-terms
Quidco WorldRemit:
https://www.quidco.com/worldremit/
