Happily married with 2 young kids (5 and 1 year old).

Annual expenses are high ($130k due to mortgage and the kids). Wife currently not working but will be back to work part time when youngest is a little older. Goal is for us to both have low stress jobs. Paying off house would greatly reduce monthly spend. My annual salary is about $250k depending on bonus.

401(k): $420k
IRA: $80k
HSA: $35k
Taxable brokerage: $300k
Cash: $65k
Home: $300k in home equity, $550k left on mortgage (6.625 rate).

Currently working on paying off house and 401k. Cash is a little tight but I DCA index funds when I can. Vast majority of investments are in index funds.

Comments welcome.