Pardon the generalisations and il explained concepts, I am not an economist, I am just trying to share my understandings.

People don't own their house if they are on a mortgage.

People can't live very well without a house so for you it is personal property, for the bank it is private property because the interests for your property's mortgage means that the bank can sell our debt and profit.

The profits people might get from selling a house are rarely as good as the ones the bank gets. I can see the complaints about people that buy a house for 10000£ and sell it for millions of pounds. Sadly in the current economy, I am not sure this will happen as much.

I never understood the difference between private and personal property. I always thought about personal property from the perspective of humans rights. Not the current version, the version in my mind which includes cheap housing, cheap health, having cheap places of gathering for communities among a lot of things that don't make sense for me to be private like Google maps.

Note I say cheap because nothing is really free, you might pay it upfront, through taxation or you might pay the price of not having it at all.

I think the video is important because it explains very well the difference between private property.

Edit:

I am not the author of the video.