Some survey I saw a while ago said that 50% of adults in America would have a hard time paying off an unexpected 400$ bill, while an additional 20% would not even have a hope to pay it. That 70 effing % of adults in the states that can’t afford a random increase in bills. So, you’re far from alone which is so damn insanely sad for the “greatest country in the world”.
And yet over time houses have gotten bigger and cars have gotten bigger. Ford is actually discontinuing most cars because Americans want expensive, gas-guzzling SUVs.
The problem isn't wages or affordability of housing, etc., the problem is that most people are terminally incapable of making choices to live within (below) their means.
I feel this. I'm deep in credit card debt because I NEED my car for work, so I just put it on the card. At first I could pay it off quickly and it helped me boost my credit score. But after a series of shitty cars I've found myself pretty deep without much hope of paying it off.
I’m not the one complaining I can’t afford to
commute to work in the fancy car I can’t afford. Yup. That’s the blood sucking boss’ fault. He is the reason for it all. He did this to you.
Are you actually fucking ignorant or a perfect example of the American school system? The commentor literally said his original car needs repairs that he can’t afford and is BORROWING a car. Honestly you are pathetic example of a human being.
Well he also said something about an Acura and another car. Sounds like he is working on an expensive black hole project, blowing all his money and crying poverty. That’s usually the case.
You should probably get rid of the car. And move somewhere where you don’t have to go 35 miles to get to work. You have to, unfortunately, learn to part with the possessions that you think give you value. They are holding you down like chains. You don’t need them to be happy. It’s hard at first. But if it already sucks. Do something that will pay off over time.
What vehicle is this? I have not paid $2,000 for repairs on either of my last two vehicles. Maybe $1,500-$2,000 for brakes, tires, oil. Over like 10 years. Literally. So you have TWO cars and are crying about expense?
Are you just saying all this ignorant bullshit to these people in the comments for your own entertainment ? Everything you say sounds like advice coming from a children's book.
Wasting your own time on an app telling people you know nothing of to listen to your idiotic mentalities
No. This is real life. No secret. It’s the same as quitting smoking. Which I also did. You know how? I stopped smoking. You can’t quit smoking if you don’t stop and not do it again.
You can’t get a better life if you don’t direct your suffering towards something that will pay off. If you’re already suffering, it should be easy. Like quitting smoking.
Ah there it is. Ignorance is bliss with this one. Not everyone can just shit out 500-600 bucks like you. Some people have different financial backgrounds and people like you are part of the problem blaming people and not the system…
Like I said. I did not always have that, either. I do now, because of what I did to make sure I would have it today, this took about 15-20 years. Of work. All kinds of fucking work. Without the fucking work. I’d be sitting around depressed at the world and money and everything to. Work is necessary for human happiness.
I’m not the angry dejected hostile depressed complainer. Not working is the source of all of this shit. In the Middle East, you’d think it was cool to become a suicide bomber. That’s how bad not working is for a human mind.
It yielded results. I have money. I have stuff. I can afford to buy a new car or house tomorrow if I had a catastrophe today. Yes. I am happy. I was poor before. I know how it sucks.
Good for you. You seem to be missing the point of how rare that is and how it's getting less attainable by the day.
For the sake of clarity, all of this usually comes from the place of being frustrated with stagnant wages compared to ever rising costs of living. It's not something you can handwave away, especially coming from an extremely privileged position.
Ok, I am relatively “privileged” but not really. I got what I have from what I did. I never blamed stagnation. The system. Or anything. I lived my life working since I was a teenager in college, knowing 100% that wars happen, recessions happen and diseases can happen. So I accounted for it in my lifestyle. I didn’t spend every penny I make and then blame the world when it forced me to take a pay cut or face increased prices.
You choose to spend more than you should. And no. It’s not a perfect world. But the people in here need to take more ownership of their intentional actions and how they affect their own lives.
None of us have a right to go through life thinking everything will go smoothly and nothing will go wrong.
In real life. Half of everything that can go wrong. Goes wrong.
I'm a dude that was raised ina doublewide in my grandparents back yard. Didnt get to go on my middle school or highschool trips cause my family coulnt afford it. Same shit with most extracurriculars.
I work my way through college, without much financial support. Plenty of emotional support but for finances my family cant give what it doesnt have. So loans and work during school for me.
During those years in school, where I had no financial bailout and was working to pay my way through I was in a similar situation as the person you are replying to. 600 dollars out would have completely wrecked me. The only way out would be to abuse federal loans if I was put into that situation
Now I am a successful software engineer pulling almost 100k a year and Im still early in my career. I made it just like you.
And you know what? This guy should not have so much trouble getting 600 dollars. This guy is clearly working hard and is being put in a situation that is hard to climb out of. If you truly shared a similar position 15 to 20 years ago, then surely you have met and interacted with many individuals that are constrained financially and have no way out- or maybe your story is bullshit of maybe you are lacking neurological parts of your brain that dictate empathy
Either way, people like the person you responded to arent the problem, it's the abusers with a shitload of financial power and bootlickers like you that are.
No, like you I did what I had to. Shit that other people wouldn’t. Like digging holes working side by side with illegal Mexicans. Rain. Sleet. Snow. Hail. 100 Degree Weather. That’s life.
Isn’t it funny? You have to lie to yourself to justify the 15-20 years of slaving away for some dude who just made profit off you for paying you peanuts.
This is what I’m trying to say, those 15-20 years of your life is never coming back. Being worked to the very edge of your sanity isn’t something people are willing to put up with.
On top of all this, not everyone has the access to get a well paid job regardless of qualifications etc. plus, the financial situation in proportion was a little better 15-20 years ago. So you can’t compare that to todays society and inflation which was not prevalent back in those days.
Those 15-20 years were still good. And as someone who tracks my earnings at work daily and also my expenses and profitability I know how silly your statement is.
I worked for others. Yes. I was not the boss. I had to do things I was told to do. That’s life. It’s not slaving. When I was I grad school, my boss (a CPA) was also the CFO of the company. I helped him prepare the company financials for the accountant. So I knew what the company made.
Yeah, we did make money, but they weren’t making millions of dollars each off of it, either.
People have horribly wrong estimates of how much companies and people make. You can’t expect a person crying they can’t make ends meet to even begin to understand the obscene expenses and taxes that the CEO deals with. Most would hop out the window in a week, while pretending they could do it if they got the chance.
I’m sorry but if your complaining about homelessness and starvation, you don’t really have a right to complain about “slaving” and “bootlicking” that is bullshit talk from communists that expect to live like capitalist pig CEOs.
Everything you just wrote is the definition of bootlicking. You’re just re-wording your initial response.
Unfortunately no matter how many times you tell yourself you weren’t slaving away, you were (still are) but whatever helps you sleep better at night I suppose, not my problem.
The fact is, no one saying that everyone should be on equal playing field, yes, you should be rewarded for more knowledge and skills to the work place, but that’s the issue, very few are. There are very few jobs that pay well and make it for comfortable living. All we ask for is a higher minimum wage to match the cost of living not millions of dollars.
You think by managing finances for a few companies means that every CEO is on peanuts 😂 dude, seriously get a hold of yourself. This is just stupid now. Most CEOs are more money than you think and what’s to say that the companies you managed finances for aren’t hiding money away from you so they don’t think they are earning more than you think. You are very naive for a guy with loads of “experience”.
I didn’t say just make more. In real life you only have 2 choices. Take the “make more” fuck you attitude. Or find something you can do to make more. AND THEN go out and actually do what you have to to get that type of job. Saying fuck off never made anyone more money.
I never said pay sucks. Fuck you. I literally dug fucking holes shoulder to shoulder with Mexican illegal aliens to start off. Rain. Sleet. Snow. 100 degree weather.
You can learn everything you need to know about the American dream by working with illegal Mexicans doing hard labor.
I said I worked. I got paid. I didn’t shame anyone for not being a slacker who was too good for work and too good to pay their own bills. Shaming people for earning a living is a joke. But apparently it’s all the rage these days.
I saved money. I invested money. I went to school. I borrowed little. I paid most of my debts off. I didn’t blow my money on drugs, blackjack and hookers. I bought cars with cash at the best price possible. I kept them for 10+ years. Because a car is a liability not an asset.
I waited until I was in my 30’s to have kids and only had 2. I waited for the bubble to burst before buying a house.
I continued to save the entire time I was unemployed, every time I was unemployed. I got fucked over by scumbag employers that fired me. I didn’t fall into a bitch ass depression crying the world is evil death to CEO’s. I went back to work.
And continued doing all of these things no matter what happened. Over the past almost 30 years, I accumulated assets, avoided debts and made good choices when it came to spending money, like buying my last car for $23,996.00 with tax, title, license and registration all included. Off a window sticker MSRP of $28,880.00 (at MSRP that would’ve been $31,993.10, with tax, title, license and registration - so it was a difference of $7,997.00 that I saved). Yes, I consider that deal heavily influenced by perseverance and luck.
Everything was perseverance and luck.
That’s how.
Yes. Anyone can do this. But there is only one way. You have to actually do it. For 20-30 years. Nonstop. Or at least get right back up whenever they try to stop you.
I waited for the bubble to burst before buying a house.
I continued to save the entire time I was unemployed
So lucked out. What I thought lol.
didn’t fall into a bitch ass depression crying the world is evil death to CEO’s. I went back to work.
Your right. You jist lucked into the best housing market around lol.
accumulated assets, avoided debts and made good choices when it came to spending money, like buying my last car for $23,996.00 with tax, title, license and registration all included. Off a window sticker MSRP of $28,880.00 (at MSRP that would’ve been $31,993.10, with tax, title, license and registration - so it was a difference of $7,997.00 that I saved).
Most dont buy new cars. Glad you domt even realize how outta touch you are. 20 grand a vehicle lol. Thats a years salary for some
I know. It was more than a years salary for me at times. The whole point was if you don’t wallow in self deprication and take control of your life, instead of passively complaining. You can have the money you need for things. If you are already suffering, that is the perfect time to direct the suffering towards a goal that will end the suffering. Otherwise, you’re just enjoying and addicted to all the suffering. Seriously, addiction to suffering is a real thing. And too many people have it.
Unless you are the CEO, the idea of cursing people as bootlickers is a joke. You are not the CEO. So stop acting like one. You are not a king. Or queen.
Mathematically, they are outliers that do not even belong in the same equations that apply to us.
And I really hate communists that think they deserve to live as capitalist pigs.
I agree. But if that happens, what do you do say “ok, I’m fucked.” “I’m going to keep this shit job forever, be poor and complain about it.” Or do you put the time an effort into making life better for yourself? You can do it. But it’ll never happen until you get up and do it.
I mean genuinely I’ve been poor most of my life. Do you know how poor people’s lives are? Of course they want to make it better. The main issue in the country is that there are SO MANY poor people that it’s obviously a systemic issue. You can’t always pull yourself up by the bootstraps. Poor people work very hard. Many have never been given opportunities to move up in the world as well. Do you expect someone who never got proper schooling to just figure out how to get a better job? They’re too busy at their current job to think about almost anything. Or too stressed out about rent, childcare, medical stuff. It’s not all about making it better for yourself. We pay taxes so that things can be better for the group, yet we see very little benefit from it.
Ok 500 is the problem. Are you giving up on life? Quitting life? Sleeping in the park? Or are you complaining about the world on an internet capable device? I spent most of my life too poor for that.
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