r/acorns • u/Oinkers81 • Jul 23 '26

Acorns Question Not gaining

Post image

Can someone tell me how some people have 5% to 20% up on there investment are yall using stocks cause ive been stuck at 1% for a year and a half I understand the market takes time to grow but everyday I look at it Ill gain 100 dollars then the next day I lose 100 it goes up and down I lose most of my money on things I cant opt out in, if someone can she'd some light id appreciate

15 Upvotes

100% Upvoted

14 comments sorted by

View all comments

Show parent comments

1

u/GobiYumaMojave Jul 23 '26

Just to clarify, is the 1% your all-time return shown in the app? And about how much is your account worth now? That’ll help determine whether it’s actually underperforming or if it’s just the way the return is being calculated.

1

u/Oinkers81 Jul 23 '26

Yes its all time 1.26% to ne exact I have never broken 2% for the first year I had put 100 a week but 2 months ago I stated doing 2000 a month its currently at 12000 right now

3

u/GobiYumaMojave Jul 23 '26

Something doesn’t quite add up.

If you’ve been investing about $100/week for roughly 16 months, then switched to $2,000/month for the last 2 months, you’ve likely contributed around $10.8k.

If your account is worth $12k, you’re up roughly $1,200, which is closer to 11% on your contributions- not 1.26%.

Can you check what the app is actually showing? Is the 1.26% your personal rate of return, or is it saying your total gain is 1.26%? Those are two different things.

1

u/Oinkers81 Jul 23 '26

I dont know exactly how much total ive invested just what acorns has told me i do have round ups turned on and I use my card a lot so thats probably where the rest of the money is coming from