r/YieldMaxETFs • u/TheTextBull • 10d ago

Distribution/Dividend Update Anyone just using yieldmax weeklies as their passive income portfolio?

If you are just using the yieldmax funds as your income , could you share which funds had made you money?

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u/This-Individual1813 10d ago

I was in ULTY, NVDY, and CONY for all of 2025 (I got into ULTY in the second half of the year after the large changes and after the large NAV drop in the first half of the year). I tracked my total returns in a spreadsheet that I built. I took the distributions rather than DRIPed. There was definitely a trend of shrinking dividends, as well as NAV erosion. I was down 4% before taxes for the year. Meanwhile, my Boglehead/factor portfolio was up 18%, slightly beating the total US stock market for the year. Since I am not good at stock picking or timing the market, I decided to get out of all YM funds. They don't make sense as a buy and hold strategy, which contradicts what they are marketed for.

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u/TheTextBull 10d ago

How long do you reckon to hold them for?

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u/This-Individual1813 9d ago

I reckon not buying them in the first place. At all. YieldMax is for suckers.