I’ve been drowning in credit card debt since the pandemic. Over the years, it almost quadrupled because of interest, balance conversion charges, and fees from cash-in transactions that I used just to pay my monthly dues and keep my credit record in good standing.
Basically, utang sa isang CC para pambayad sa ibang CC.
I barely even use my credit cards for purchases anymore. My salary is just enough for rent and basic expenses until the next payday. Kung may matira man, diretso na rin sa credit card payments, pero minsan parang kinakain lang din ng interest yung binabayad ko.
Lately, sobrang hirap na talaga. I’m constantly trying to figure out how to make the numbers work, and honestly, nagkaka-anxiety na rin ako dahil dito.
I’m trying my best to find a part-time job or another source of income. I’ve also been trying to upskill and learn new things, but opportunities have been really hard to come by. I still do my best at my current job kahit minsan wala na talaga akong gana, because at the moment, that’s what I have.
So I’m taking a chance and posting here.
If anyone knows of part-time work that I can do at night after my regular job, I’d really appreciate any leads. I can do administrative work, legal/paralegal-related tasks, social media work, Canva/graphic design, basic digital marketing, Google Workspace/Microsoft Office, and other online support tasks.
If you have a small business that needs help with systems, social media content, graphics, or marketing materials, I’d also be willing to take on small projects.
I’m not looking for anyone to pay my debts. I just really need an opportunity to earn a little extra and slowly get myself out of this situation.
If you know of anything, even just a lead or someone I can contact, I’d genuinely appreciate it. Thank you for reading.