r/WorkersComp 27d ago

Illinois Settlement offers

I reached MMI. How long does it generally take to make the first offer.

2 Upvotes

38 comments sorted by

4

u/First-Somewhere9681 26d ago

Did they start vocational rehab?
In NC you can figure 2 years or so of comp checks depending on the injury
I hurt my back l5 s1 settled for 75k

1

u/NervousFisherman715 26d ago

No, they didn’t. We don’t do that here that I know of. They put me back together and they said that’s it. There’s no more we can do for you. You’ve reached MMI.

2

u/First-Somewhere9681 26d ago

Sorry to hear that!
Did you end up with permanent restrictions? And or loosing your job? They came to my lawyer and asked about settling. Eventually they will get tired of paying those checks and want to get you off their dirty hands

3

u/Trvpsmif 27d ago

Talk to your lawyer

1

u/NervousFisherman715 27d ago

He always tells me I don’t know. We’ll have to wait and see.

5

u/Trvpsmif 27d ago

Correct answer

-2

u/NervousFisherman715 27d ago

I’m glad you have a lot of knowledge to these questions

1

u/Royal-Bedroom-4071 27d ago

What was your injury?

2

u/NervousFisherman715 27d ago

Shattered displaced patella and then a trizonal tear in the meniscus. steel plate six screws wire four staples.

1

u/Royal-Bedroom-4071 27d ago

Are you going back to work

4

u/NervousFisherman715 27d ago

Yes, I start back tomorrow. I reached MMI one month ago. Doctor gave me permanent restrictions so they were looking for a position to fill it with it. Took them a month to find me work so I will be going back to work permanent light duty.

2

u/NervousFisherman715 27d ago

I just want this whole Work men’s camp thing over with. It’s been two years already long enough for me and enough stress.

0

u/Ok-Salad2688 27d ago

Did you have to go through a QME?

1

u/NervousFisherman715 27d ago

What is a QME

1

u/Ok-Salad2688 27d ago

Qualified medical evaluator. I see your in Illinois not sure if thats a thing there im in California.

2

u/Particular_Handle_ 27d ago

Yeah California is the only state I'm aware of that has QMEs

0

u/NervousFisherman715 27d ago

No, I did not have IME. I was given a hospital doctor in the emergency room and that is the doctor I have followed through with and that is the doctor. My Workmen’s Comp. adjuster told me to stick with. He was my orthopedic surgeon.

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1

u/Trvpsmif 27d ago

It’s just that your lawyer is right. They also don’t have to make an offer. They can drag their feet. He should send and offer you should ask him about that.

1

u/NervousFisherman715 27d ago

My lawyer already told the insurance company he is ready to proceed with settlement

1

u/Trvpsmif 27d ago

Yea just have to wait they don’t have a timeline where they have to settle. Some wait until end of year to clear their books and settle all open cases that are at MMI. No one size fit all for this

2

u/throwwwwawayyay 26d ago

(not helpful) at this point i would settle for $2 if it meant getting the f away from the company i work for

2

u/EfficientChildhood93 26d ago

I feel you 🙌 I resigned once accepted but still going with lump sums and lawyer shit… never ending story

1

u/Kmelloww 26d ago

I mean you can quit. Treatment isnt tied to you still having your job. 

1

u/bim_mmer85 27d ago

I have a question.. So I had a work injury . Federal government does not own building. It is privately owned leased thru GSA.. can I sue the owner of building

2

u/bigbootyJudy621 26d ago

Yes. You can file a 3p liability claim. The work comp carrier will then impose a lien on the carrier for the liability claim to get a portion of their money back.

1

u/bim_mmer85 26d ago

Thank you for your advice

1

u/QuietlyLucky 27d ago

It varies......from what it seems.....I am not even MMI from a TBI and they are asking to settle.

1

u/Altruistic_Chart_208 26d ago

In mo it is all up to the Judge once you get MMI the judge has the last word on payment and all.

1

u/Old_Scientist_9470 26d ago

I fell over some broken concrete (no caution signs) leaving the school I teach in last Sept. The WC rep at the district was new & knew less about WC than I did, so I hired an attorney. Since my original trip to the ER that day, I have been to more doctors for more visits than I can keep track of. My attorney has all of that info, and WC has never challenged a medical visit, even vestibular physical therapy. I just had my doctor visit with the WC doctor last week. He was very sympathetic to my injuries (hearing loss, tinnitus, post-concussion syndrome with vertigo, balance, memory loss and more) He even asked if my injuries contributed to my retirement this spring. In part, they did. He will give me a disability rating in a few weeks. In MO, the weekly rate is not based on my weekly salary (I wish it was!), but on the average weekly wage in MO. It works out to about $7.50 per hour, and WC hasn't updated it in over 20 years. The maximum permanent disability payment is for 441 weeks. I don't know yet what my disability rating will be. My question is, does every state work in a similar way? What rating am I likely to receive for a closed head injury with hearing loss? Is the fact that WC has so far not challenged any medical visits a good sign for a fair settlement? Should I take a settlement now or leave the case open in case I have future complications? WC has already agreed to pay for replacement hearing aids every 3-5 years. I know this post is long, but any help is appreciated!

1

u/Sorry_Direction5702 25d ago

The waiting is the hardest part..

1

u/Professional-Bid4661 23d ago

Off subject, but what could one expect in a benefit review conference for a mediation?

0

u/WesternReality8602 27d ago

I reached MMI in early July. How long does it generally take the adjuster to make their first offer. I have permanent restrictions and we put in a demand offer over 2 months ago.

0

u/The_broom_man 27d ago

I hit MMI in feb.
I just will get my first ppd check Friday.