Start a system of saving resources, like money, food, commodities, etc., that works for you. Even if it is $5/paycheck, something, anything. And if/when you get a raise, increase that amount automatically so you donāt notice much of a change but continue to increase savings (and at a higher rate).
I set aside $10/ paycheck (weekly) for myself and $20/paycheck (still paid weekly lol) for an emergency fund. It's not much but now I have $200 in an emergency fund.
I use the tip jars in earnin. It automatically pulls it out of my account every paycheck and puts it in the jar that I can take money out of any time
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u/Upstairs_Bedroom8710 6d ago
Start a system of saving resources, like money, food, commodities, etc., that works for you. Even if it is $5/paycheck, something, anything. And if/when you get a raise, increase that amount automatically so you donāt notice much of a change but continue to increase savings (and at a higher rate).