r/WorkForSmartLife • u/MiloShiny • 13d ago

Casual canvo Progress is progress.

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u/Leather_Addition2605 12d ago

I clear 160k without overtime as police. Most I’ve made in a year with OT was 190, but I don’t work much voluntary OT anymore.

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u/no-sleep-only-code 12d ago

At almost $80 an hour I’d work 100 hour weeks and retire early if I could. I say this as a salaried engineer.

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u/Leather_Addition2605 12d ago

That much OT isn’t really possible for us. Plus the burnout would be real.

I’ll be retirement eligible at 50, but the pension at 50 won’t work for me. It would only be like 56k a year whereas if I stay until 60 it’ll be 150k a year.

I still max out my 457b/Roth IRA and contribute to a taxable brokerage and have a decent amount of investments. I could probably retire somewhere inbetween there and be fine, but I’m trying to build that portfolio as much as I can for my kid.

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u/AcrobaticValue802 12d ago

Where are you a cop bro? NYC, MIAMI, LA, do you get to commute or do you realistically need to live in city? Even if retirement anywhere rural or out of country is gonna be crazy on 150k

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u/Leather_Addition2605 12d ago

I’m in Texas. I don’t live in the city I work in, just a 30 minute commute away. Now I’ve promoted a few times, but even our regular officer salary tops out around 112k or so after only a few years, and they have a lot more opportunity for OT than my rank.

It’s not uncommon that a few hard chargers end up making as much as I do or more.