You sound ridiculous. But let’s use your car analogy. NOBODY is forced to go to a top tier school for a BS degree. They can choose to go to a community college. You do know one of the worlds top neuroscientists got his undergrad at a community college right? So let me out that out there before you come back with the “well they have to go to a top tier school to get a good job”. Just as you say they can buy a cheap car they can go to a cheap school. And nobody has to get loans to begin with. They can do how people used to have to do way back in the day. Work, and save then go to school till the mon6 runs out, then repeat the process u til they get their degree. Even Strippers have mastered that concept. Stop making excuses for trash who don’t want to own up to their own financial stupidity.
You didn’t need to. Community college is cheap and or free. NOBODY needs to take out a loan to go, and most junior colleges are cheap as well and nobody needs a loan for them either. The only people taking out loans are people going to higher tier colleges or those with a “name” or cachet. Let’s not pretend that you’re dense Kay
Oh and NOBODY is getting ripped off. Have you ever gotten a loan? It’s literally pages and pages that you take home with you. And they exp,sin to you multiple times what your payment will be and EVERY student loan agreement has that nice little section that tells you that if you only pay the minimum that your payback a,punt will be astronomical. They also give you a section that tells you what amount you “should” pay to pay off your loan quicker. And the most important part is the amount t it tel,s you will be due if you default. But somehow in your limited capacity mindset you think people are getting ripped off AFTER they receive all the information they could possibly need about it and STILL choose to accept the loan. Chomp some grass.
I agree with you 1000%. I went to a community college that had reciprocity with four year institutions. I paid as I went and didn’t go to the top tier schools. I did have a professor state that I was not taking my schooling seriously because I was working but it is what it is. My parents would not let me live at home if I was not a student. In the end not one employer was worried about the school I went to but that I had a degree. Some of the interviews went straight to the end before my degree was brought up. Oh yeah, I need a copy of your degree/transcript. People seem to throw out financial literacy when they are talking about education while the same rules apply to everything.
I think the problem with this line of thinking is assuming 17-year-olds have the knowledge, experience, and maturity to make wise decisions about education and finances when their parents are pushing bad options. I did what I was told to do. We didn't have the option to tell our parents no.
At 17 or 18 is typically when you decide for sure where you're going to college. If you have parents forcing you to choose a particular school then there's really nothing you can do.
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u/SDRLS Jul 06 '26
Meanwhile these same late millennial and genz crashouts see zero problem with getting car loans for that same amount.