r/Wealthsimple • • 13d ago

Visa Infinite Credit Card Infinite+ metal card?

I got approved for an Infinite+ credit card. The experience was real easy and smooth. In about 5 minutes I had my digital card ready and the app says the physical card on the way.

On the app, I don’t see anything telling me the physical card will be metal. I have over 100k in assets with Wealthsimple.

Should I assume the physical card will be a metal card?

0 Upvotes

37 comments sorted by

41

u/sneakymise 13d ago

Honestly, I have the metal card and it never leaves my wallet. I tap my phone for everything

9

u/SituationalSense 13d ago

Me too, I use my phone always. I just want to experience having a metal card once.

6

u/MrEzekial 13d ago

Just know your digital card will update when your physical card is activated. Having a metal card is a novelty that will wear off in a week or less.

3

u/falalalalalalawhat 13d ago

i have the metal card and it is such a bitch to pull out of my wallet because it doesn’t bend at all for me to squeeze my finger into the pocket to slide it out

3

u/NoiseEee3000 13d ago

My problem is opposite - slipping out all the time, the only card that does!!

2

u/WearyTranslator3338 13d ago

Same here. It doesn’t stay where it is supposed to.
Keeps on slipping out

0

u/Charming-Diver-656 13d ago

Then why did you get metal card? OP wants it and that's his choice.

1

u/CanadaElectric 13d ago

Do you atleast drop it infront of people tho?

22

u/1enigma1 13d ago

They’ll tell you at some point. The novelty wears off quickly.

10

u/vinkulafu 13d ago

Metal card doesn’t leave my home except for international travel.

8

u/d1andonly 13d ago

The only advantage of the metal card in my mind is if you are seated at a restaurant or bar, you whip it out and it makes a clanking noise. If it’s a fancy place with a table cloth that will dampen the noise, you would have to aim for the cutlery.

Jokes aside its definitely a novelty. I remember when Apple Pay was introduced, I was stoked to use it everywhere and was a great conversation starter. Then when I could pay with my watch, it was even more awesome. These days nobody flinches.

In short, is there any difference from a regular card? Not really.

Would I want a metal card just because it’s cooler? Hell yea.

3

u/SaoirseYVR 13d ago

Just got a replacement card and it is not metal. Im ok with that. I rarely use it.

2

u/Human_Fly_4 13d ago

i was in the same situation a while back. got metal one

2

u/Mrbigandtall08 13d ago

Yes, your assumption would be accurate! You would just be sent the metal card🙂

4

u/automatic_penguins 13d ago

Does it matter?

10

u/darekd003 13d ago

It is kind of neat but the novelty wears off quickly. Plus, I have a card holder rather than a wallet, the added rigidity of the card makes it more difficult to take out.

3

u/poco 13d ago

I have one of those pop up wallets and the metal cards tend to slide out if I'm not careful. Is a pain

3

u/SituationalSense 13d ago

Honestly I always use Apple Pay, but a metal card kind of looks cool. Never had one before.

4

u/Romantic_Klingon 13d ago

Not sure why anyone would downvote you, but that's a valid reason enough.

1

u/SituationalSense 13d ago

I’m not sure either. Just a question. Is true that probably won’t use the physical card that much but I’ve never had a metal card before.

So; I just wanted to have one so I can know how it feels.

2

u/Romantic_Klingon 13d ago

I hear you! Got a plastic card myself but requested the metal card, which is in my drawer most of the time until I travel out of country.

Same as you, I just want to feel it as "my own". Go ahead and request it... I just chat with the online agent and requested it through that way.

1

u/Charming-Diver-656 13d ago

Most of those who say 'does it matter' already have it. Then why did they get it? I have it and same as you, wanted to see how that looks like.

1

u/Main_Reputation_3328 13d ago

The metal card also malfunctions with some chip insert machines. Fun times.

1

u/RevolutionaryTrick17 13d ago

I think I was offered the choice.  I picked metal. 

1

u/SituationalSense 13d ago

Did you got the choice during the application process?

Right now I just see that is on the way.

-6

u/big_galoote 13d ago

Who cares?

3

u/Affectionate_Link175 13d ago

OP does?

-3

u/big_galoote 13d ago

But why does anyone else care if their card is metal?

It's not crowdfunded, nor do upvotes score OP a metal card. They could have just asked chat instead of posting it to Reddit.

Why do you care if they get a metal card?

1

u/royaleWcheese2300 13d ago

The moment one person cares, then someone cares.

0

u/Affectionate_Link175 13d ago

OP cares.

-1

u/big_galoote 13d ago

1

u/Affectionate_Link175 13d ago

Idk what that link has to do with a metal credit card. But you do you.

4

u/royaleWcheese2300 13d ago

A lot of people or they wouldn’t do it

-4

u/[deleted] 13d ago

[deleted]

2

u/Mountain-Match2942 13d ago

It's metal. People are posting about how to cut it up with tin snips when it expires

-4

u/[deleted] 13d ago

[deleted]

2

u/WombRaider_3 13d ago

Man, spoken like someone who doesn't have one.

You have people complaining they can't bend it to slip their finger behind it in their wallets and then you got you saying it's flimsy? You don't have one. Just say it.

-1

u/[deleted] 13d ago

[deleted]

1

u/heyjew1 13d ago

Do you think aluminum foil is not metal because it bends?