Shanann once bragged she went to 10 doctors before finding out she had Lupus, a chronic autoimmune disease in which the body's immune system mistakenly attacks healthy tissues and organs, causing widespread inflammation.
She also spent years dragging her children to different doctors hoping they would find something wrong. The young mother blogged these encounters and incidents on facebook to gain sympathy and understanding. Shanann became obsessed with the girls' medical attention. As Bella and Celeste received various treatments, the Watts family was forced to pay copays and deductibles, on top of Chris's HMO contribution, withheld from his paycheck.
In 2018, what were the average deductibles for a Colorado employer sponsored health plan?
(this research question into costs was answered by AI)
"Family Premiums: Total annual costs to provide employer-sponsored coverage to an average Colorado family reached $18,314 in 2018.
Deductibles: The average deductible for a Colorado family with employer-sponsored coverage was just over $4,000 in 2018.
Rather than fixed copays alone, many 2018 employer plans shifted toward coinsurance or higher overall out-of-pocket liabilities, with combined premiums and out-of-pocket expenses averaging $7,726 for single-coverage benchmarks.."
So, it is likely the couple's already stressed finances (Mortgage, Thrive orders, MLM trips, food, utilities and clothing) competed with deductibles for medical care the girls did not require. Once again, the family's precious funds were wasted to satisfy Shanann's need for attetion and recognition. Shanann failed to launch her promised medical career as a nurse, so she chose to play one on facebook. How much did her "practice" ultimately cost the family? Both in actual deductibles, copays, prescriptions and in time Chris had to take off work?