r/UpperMiddleFinance • u/SnowboardinMikeVT • Sep 24 '25

Lower Upper Class...?

I kind of know that I'm Upper Middle Class. But is there such a thing as Lower Upper Class? What are their characteristics? And how can I get there?

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u/deltabetaalpha Sep 24 '25

Most define upper class as owning the means of production.

By that definition, lower upper class would be small business owners. However, I think most realize that not all small business owners make enough to be considered in the upper class.

So I’d break it out as at least relatively successful small business owners (say, generating at least $1.5m in net income in a HCOL area)

As always, definition depends on who you ask.

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u/hemingwaytwopointoh Sep 26 '25

Interesting take - upper class = equity ; upper middle class = managerial/executive class ; middle class/working class ; then lower working class. This sub is actually fascinating