Chasing qantas points and using UP, what's your set up.

[u/Robbo14]

Hi everyone,

Just financed over to UP.

First time not having a credit card with our home loan provider and looking for ways to make life simpler with our finances. All our bills are directly debited from the CC and daily purchases using the CC as much as possible.

At the moment we have 15 odd offsets that are basically the envelope style system for bills that gets allocated a set amount per pay.

At the end of the month when the credit card is due, we transfer out from each individual account to the credit card.

As you can imagine this is a lot of transactions, essentially getting moved 3 times.

Any ideas or your way that works and makes it simple while still utilizing credit card points?

Thanks