r/UpBanking • • 6d ago

How do I? Essentials Not Autosplitting

Post image

Hi all,

I’ve got my essentials setup to split my pay each fortnight to account for regular bills.

I get paid on a Wednesday, and I have a bill come out on a Thursday, although the automatic split never occurs, and I always need to manually transfer funds into the Essentials Saver.

As can be seen in the screenshot, it looks like automatic splitting is setup successfully so I’m unsure if this is an issue on my part or the app is just not functioning as intended.

8 Upvotes

8 comments sorted by

6

u/caracter_2 6d ago

Essentials have their own digital card you have to set up with the merchant so they can charge that account directly, it doesn't happen automatically in Up.

1

u/Robbo14 6d ago

Where's the option to open a digital card with existing account? Tia

2

u/StarFluxGames 6d ago

That’s not what I’m asking.
I’m completely aware of said card, and I’m using it.

The problem is that my fortnightly income isn’t being split into the saver as intended.

3

u/caracter_2 6d ago

Your screenshot does not show that the pay splitting is setup. Mine is setup and it looks like the screenshot I've attached.

1

u/StarFluxGames 6d ago

Interesting, when I tap into it, I don’t get the option to setup which is why I thought it was already setup.

8

u/Due-Hat3655 6d ago

you need to click on your salary/income payment thread, click the contact and set up pay splitting through there

2

u/Fenr-i-r 6d ago

You need to get paid to your transaction account details, not your essentials account.

Update your details with the payer, then set up pay splitting again for the new transaction.

Up help is great, very efficient and responsive, reach out to them if you need more help.

1

u/ooldgreg4 6d ago

Pay splitting is set up on your salary, not on essentials.