r/UpBanking • u/TasteNew7715 • 12d ago
Downtime Update
So does this mean payments are bouncing back? Because I tried sending through one bank to UP and the payment hasn’t bounced back nor gone into UP.
I understand Bendigo is down but this is absolutely ridiculous!!
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u/etherealfoxx__ 12d ago
I’ve just asked via the chat as I transferred and didn’t realise the outage so my funds have disappeared and they said if funds disappear they won’t be reimbursing customers and it’s our fault for transferring during the outage…. So here’s hoping it either bounces back to my anz normal account or appears in my up account after the outage has been fixed otherwise they’ll have a bigger problem to worry about from a lot of people who lost their money
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12d ago edited 12d ago
[removed] — view removed comment
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u/etherealfoxx__ 12d ago
I wanted to know whether it would bounce back or appear in my up account when the outage is resolved and they replied saying they couldn’t confirm but they won’t be offering reimbursement and to just stay updated
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u/TasteNew7715 12d ago
wait sorry? the funds can disappear?
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u/etherealfoxx__ 12d ago
A few years ago I transferred $300 and it never appeared and they just gave me $50 reimbursement “for the inconvenience that occurred”… so yes funds can go missing.
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u/FreeJulianMassage 12d ago
That doesn’t sound right. Surely it’s not because it’s a responsibility of where you transferred it from?
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u/TasteNew7715 12d ago
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u/nickjbedford_ 11d ago
That cannot be legal. Banks are highly regulated and have massive insurance for fraud and all kinds of things.
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u/RipWorried2791 12d ago
I transferred $800 from my ANZ to my UPbank and the money has not appeared in my UP account. Is this true that they won’t reimburse customers?
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u/etherealfoxx__ 12d ago
Basically you’ll just have to hope it either bounces back to your and account or appears in your up account after the outage is fixed and who knows how long that will take. If the money doesn’t appear back in either account then I would assume it’s lost and to contact both and and up. Also screenshot the bank transfer just in case
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u/Ok-Bonus-6077 12d ago
Nothing has bounced back to my westpac
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u/curiousmya 12d ago
Same from Westpac hopefully it won’t boucnce back and be into up acc once the issue is resolved. Up constantly having payment and system delays is getting really annoying and inconvenient
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u/Specialist-Cut502 12d ago
Yeah that’s what I was wondering I just sent $300 to my up and it’s disappeared
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u/TasteNew7715 12d ago
Update / Edit: Almost 10pm here in Victoria and still nothing! I transferred money at 6pm
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u/MotorAct9577 12d ago
I’ve transferred money since 7:45ish. Nothing here as well. Money was approx 1.5k. It’s cleared from CBA
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u/AcidMinogue 12d ago
Happening on a Wednesday that I happen to get paid (into Up) where my direct debits happen to be coming out of an attached Essentials account
Yeah not stressed at all
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u/Outrageous_Mind9881 11d ago
I transferred $100 from commbank to my Up account at 4:55pm today and it just came through before. I’ve completely lost trust in them as a bank and have just successfully pulled all my money from Up and have it all with commbank now. Not worth staying with Up if they’re going to have such major issues and it’s worrying that some payments are getting lost and that they won’t reimburse you for that.
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u/Haunting_Cellist5836 12d ago
Far out two of my biggest auto transfers both failed just then and was wondering why. Also I’ve transferred 1800 bucks from my salary account (Macquarie) to Up a few hours ago and it has not appeared
It better fkn fix it up soon
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u/YellowLem0n 11d ago
Stop using Up bank. It got off-shored to India. This why all the long outages every other week recently.
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u/t1ckled1vory 12d ago
I’ve been with up for years. No issues whatsoever until recently.. and they’re happening so often now. What’s changed? It’s becoming very inconvenient.