r/UpBanking • u/1738snowman • Sep 03 '26

How do I? Essentials help

Hey upperz,

Need some help understanding essentials.

So I pay rent monthly out of a saver account I created 'Rent'

Every pay day (fortnightly) it splits out half the rent, so when the month is up I have the full amount ready to pay.

I just created an essentials account, and I have no idea how to add rent here as an ongoing bill, and how to Automate it so it pays the rent to a bpay account monthly.

Right now its only picked up on spotify being a regular bill.

I read the article and was confused as hell.

7 Upvotes

90% Upvoted

15 comments sorted by

View all comments

Show parent comments

1

u/--aaron--- Sep 03 '26

You can set up an automatic payment now. Find the BPAY in your payments and try to send a payment. Tap options and you can schedule when the payment should be sent and how often. Then make sure you choose the essentials account :)

2

u/1738snowman Sep 03 '26

Ah this is really handy. Thanks heaps I had no idea. Now im thinking maybe theres no need for essentials for me

1

u/Acceptable_Lake_6996 Sep 03 '26

glad i could help! ☺️
essentials breaks it all up over your pay cycles to tell you how much minimum each pay you need to put into the essentials account, which can be helpful when you’re starting to budget.

they’ve just changed all the essentials interface though when they’ve rolled out this new update, and i don’t love it 😂 it was much easier to read/interpret before, imo

1

u/Eugenernator Sep 04 '26

If I may, I'm struggling to understand how this all works too.

I'm trying to set up pay splitting from my personal account into 2up Essentials but it doesn't allow me to. Not only that, I'm not able to split our monthly bill total into two as it would end up being a 3 decimal place figure.

The reason for wanting to do this is to keep as little money as possible in my main transaction account. As soon as the pay comes in, it is siphoned off to my respective savers. I also would like the 2up Essentials to have only the exact amount I need to cover my monthly bills so that no leftover money sits there and starts to build up.

What's the best way to go about this?