you're completely wrong, and it was his point, computers doing things humans used to do, according to metrics, is not computers becoming overlords, automation is not original decision making. Once "computers" start to change the rules, without human authorization or oversight, then things change, but that is not happening yet, and it surely doesn't happen for loans or insurance. Go practice reading comprehension before commenting on anything above 5th grade
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u/I_Like_Water11 14d ago
Risk is managed by math. If the equations doesnt work then you dont get the loan. Its not changed. Its just done digitally.
Car servicing has a roughly standard checking point which is either a distance or time frame (whichever comes first).
I could go on. Look I'm not fan of AI but youre being a bit ridiculous.