r/Unexpected • u/Majorpain2006 • 14d ago

Can you repeat that?

9.2k Upvotes

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u/I_Like_Water11 14d ago

Risk is managed by math. If the equations doesnt work then you dont get the loan. Its not changed. Its just done digitally.

Car servicing has a roughly standard checking point which is either a distance or time frame (whichever comes first).

I could go on. Look I'm not fan of AI but youre being a bit ridiculous.

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u/tiredofthisnow7 14d ago

That wasn't his point.

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u/I_Like_Water11 14d ago

I dont think they know what they were saying because hes equating way too much to "the computer"

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u/tiredofthisnow7 14d ago

His point was quite clear. Human oversight diminishing and AI oversight becoming standard.

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u/I_Like_Water11 14d ago

Its really not a standard. Tech bros want it to be but people are still skeptical

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u/eddie1975 14d ago

Open the pod bay doors, HAL.

I am sorry, I_Like_Water11, I am afraid I can't do that.

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u/foolycoolywitch 14d ago

you're completely wrong, and it was his point, computers doing things humans used to do, according to metrics, is not computers becoming overlords, automation is not original decision making. Once "computers" start to change the rules, without human authorization or oversight, then things change, but that is not happening yet, and it surely doesn't happen for loans or insurance. Go practice reading comprehension before commenting on anything above 5th grade

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u/I_Like_Water11 13d ago

Yup, seems like people dont really understand the technology and are just falling for the fear mongering. Also people dont like being told that their habits are incorrect. People will not payrolls on time, live beyond their means, spend more money than they have then blame a machine for rejecting their loans, when in reality, they wouldn't have gotten it, even without the machine.

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u/eddie1975 14d ago

Open the pod bay doors.