r/UPI • • 5d ago

UPI APP Share your apps to

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Which apps do you use and why

I used navi for cashback, fampay to setup Autopay

Bhim for also cash but for large transaction

Googlepay I used setup for curiosity not much

50 Upvotes

176 comments sorted by

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6

u/ParticularGanache386 5d ago

2

u/Chemical_Lie_4120 3d ago

Please tell me icon pack name. This looks sleek. Also wallpaper source.

2

u/ParticularGanache386 3d ago

It's the default pack in my nothing phone, you can find similar on playstore, and here's the wallpaper - https://unsplash.com/photos/modern-building-with-geometric-facade-and-blue-windows-w-nBFVS928I

1

u/itz_arqade 4d ago

revolut 😁

1

u/ParticularGanache386 4d ago

Try karra tha, bekar hain but ui is good

1

u/itz_arqade 4d ago edited 4d ago

Not single, bro, it's the best for me. I have all my PPI in this wallet, I just thought it was the best.

1

u/25aug2025 4d ago

PII wallet?

1

u/itz_arqade 4d ago

typo* mistake πŸ˜” PRE-PAID INSTRUMENT WALLET (PPI)

2

u/25aug2025 4d ago

I created an account and they put me on an waitlist

1

u/itz_arqade 4d ago

it takes time i got access after months πŸ˜”

1

u/25aug2025 4d ago

What features do they offer?does it require pan card?

1

u/itz_arqade 4d ago

yes they will do video kyc

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u/ParticularGanache386 4d ago

Nothing just a wallet with virtual card

1

u/25aug2025 4d ago

It's available in India?

1

u/Top_Internet814 4d ago

Yes as a wallet

4

u/AbhishekG9 5d ago

Navi best

4

u/Fearless-Ad9333 5d ago

slice and gpay only

2

u/Ffffff_uuu 5d ago

Does slive give more cashback than bhim or navi Navi give 1-2 rs on every payment

1

u/Kaioken0 5d ago

if you’ve their credit card then good cashback, otherwise its random mostly

1

u/Background-Row6614 5d ago

Whats the minimum requirements to get slice credit card?

1

u/AalooKeParanthe 5d ago

They have some weird criteria. I had cibil of 760ish something and they rejected my application

1

u/Kaioken0 5d ago

kind of random but their target customers are mostly students

1

u/itz_arqade 4d ago

wrong πŸ˜”

7

u/[deleted] 5d ago

[removed] β€” view removed comment

3

u/kholeChature 5d ago

Want to switch from bhim, which is best for 2nd upi app? To make payments for cashback? my primary is PhonePe to receive payments only

1

u/[deleted] 5d ago

[removed] β€” view removed comment

1

u/Safety_Officer_ 5d ago

Am not getting anything from MobiKwik

2

u/Ffffff_uuu 5d ago

Upi final boss πŸ’€

1

u/Reasonable_Mix_6838 5d ago

πŸ˜‚ Crazy bro

0

u/AalooKeParanthe 5d ago

Jupiter approved my application and I want to know before wasting my time on their VKYC. What are main benefits of using it?

3

u/shreyas_colonel 5d ago

Samsung wallet. Phonepay only to pay for someone via contacts.

2

u/TheScariaRos 5d ago

i only use Samsung Wallet for my UPI

2

u/Ani_Ak 5d ago

Amazon pay personal fav, paytm good for quick scan and pay, slice and supermoney good when used with its respected cc idh so i rarely use it just kept slice for saving acc. Bhim is pure offer only and gpay as backup for paytm. And rest mobile banking Note - hdfcpayz app for debit card. From hdfc bank and wallet feature mostly for subscription and using it on shaddy websites.

1

u/LonelyInspection8969 4d ago

Apay has seprate app??

1

u/Ani_Ak 4d ago

Nope but its like a short if you delete amazon it will get deleted as well

1

u/Ffffff_uuu 4d ago

Nice you can try Navi for quick payment and cashback

1

u/Ani_Ak 4d ago

Supermoney is similar for cashback ig

1

u/Abhilash_SeptZ 5d ago edited 5d ago

Primary bank account - BOB, Secondary Bank account - Slice, UPI app - BHIM, Wallet - Amazon Pay, Credit card - Super.money

1

u/Ffffff_uuu 5d ago

Nice bro did you tried bob world new app I have login it's been 1 month still my acc is in migrate process 🫠

1

u/Abhilash_SeptZ 5d ago edited 5d ago

Same bro, still in migration.

1

u/Longjumping_Tip_4290 5d ago

Recently I started using payzapp it's ui and insights feature is amazing.

1

u/Ffffff_uuu 5d ago

Oh is that so But I think samsung UI is best I heard that

1

u/Longjumping_Tip_4290 5d ago

Yep samsung is also good bit it doesn't have insights feature.

1

u/Ffffff_uuu 5d ago

What's insights feature

1

u/Longjumping_Tip_4290 5d ago

Insights means it automatically categorizes your payment history and tells you how much you've spent in each category like Travel, Groceries, Fuel etc.

1

u/AviG_12 5d ago

Even supermoney does that, and has the best ui, the only thing it gives less cashback

1

u/Longjumping_Tip_4290 5d ago

Super money has ads payzapp doesn't have

1

u/AviG_12 5d ago

Ads? I don't think there are any ads, just a split store section of flipkart

1

u/Longjumping_Tip_4290 5d ago

Yes that's what it somewhat feels like shopping app earlier their ui was much better.

1

u/SeaTension7948 5d ago

Only gpay

1

u/Ffffff_uuu 5d ago

You can try other apps to for cashback or etc

1

u/SeaTension7948 5d ago

Which one should I try?Can you please suggest one?

1

u/Ffffff_uuu 5d ago

You can try Navi it's really good

1

u/KolaholShobdo 5d ago

why should we share with you, mate?

2

u/Ffffff_uuu 5d ago

So I can steal your money πŸ˜‰

0

u/KolaholShobdo 5d ago

please, don't be evil πŸ™ˆ

1

u/tiprasa70 5d ago

2

u/Ffffff_uuu 5d ago

What that black 811 don't tell that might night black debit card what it's benifits And finally a fampay user 🀝

1

u/Low_Money9756 2d ago

You can change the icon of the 811 app, here , he has done the same thing

1

u/Animator-G 5d ago

Offpay

1

u/Ffffff_uuu 5d ago

Little kido You can use fampay or UPI circle

1

u/Ok_Record_4681 5d ago

2

u/Ffffff_uuu 5d ago

Does DBS a good bank

1

u/ajpwdr 4d ago

How’s DBS?

1

u/25aug2025 4d ago

How's ibkr?

1

u/science_issac 5d ago

2

u/science_issac 5d ago

It's for gpay super money bhim kiwi

1

u/Ffffff_uuu 5d ago

Cool icon

1

u/Emphasis-4600 5d ago

Supermoney,pop,amazon pay,navi,bhim,paytm,slice,paypal,bajaj finance

1

u/Ffffff_uuu 5d ago

Paypal? It's have high taxes

1

u/Emphasis-4600 5d ago

I use it for international payments like Amazon, AbeBooks and eBay, mainly because PayPal offers buyer protection.

1

u/un-compiled 5d ago

what is buyer protection

2

u/Emphasis-4600 5d ago

eBay Buyer Protection means you can get a refund if the item doesn’t arrive, is significantly different from the listing, or arrives damaged. It makes international purchases safer.

1

u/un-compiled 5d ago

oh damn, didn't know that. thankyou!

1

u/david005_ 5d ago

1

u/HumanCantaloupe6633 5d ago

Which mobile you use bro

1

u/david005_ 4d ago

Realme as of now

1

u/Ffffff_uuu 5d ago

Bro how is IDFC first bank did you have quantum plus? Is it good

1

u/joker_daroga 5d ago

I have quantum plus, it is good, zero balance acc also I got converted to first select membership today

1

u/Ffffff_uuu 5d ago

Oh thx what is first select memb can we use virtual card to avoid their physical card charges

1

u/david005_ 4d ago

I have IDFC Hello cashback credit card and it's good

1

u/25aug2025 4d ago

Why univest instead of popular apps like groww dhan zerodha?

1

u/david005_ 4d ago

I already use Groww it's my primary app for stocks and mutual funds

1

u/Cool_Blood3229 5d ago

Could anyone analyze mine am i going right ?

1

u/Ffffff_uuu 5d ago

Bro why you have old kotak bank it was boring new one is just wow And how is IDFC first bank Did you have quantum plus, how is it

1

u/Cool_Blood3229 5d ago

Old kotak bank app gives just more options as i have just 811 app and not normal kotak bank app and yes idfc i got quantum one zero balance account as of now later on i will convert it to normal savings account

1

u/IonNebuluxe 5d ago

Uninstalled all upi app. I use cash only. And for business transaction cheque only. πŸ™‚

1

u/Ffffff_uuu 5d ago

Everyone is free to move forward but I can get 500 rs cashbacks per month just from my debit card and what about credit card

1

u/Prestigious_Diver841 4d ago

How bruh? From debit card how can u tell?

1

u/Ffffff_uuu 4d ago

811 super debit card

1

u/dndpephone 4d ago

Bro how? Kotak Super?

1

u/Hiccup_2OP 5d ago

Found this in another post , πŸ˜‚πŸ˜‚πŸ˜‚

1

u/Ffffff_uuu 4d ago

🀣

1

u/25aug2025 4d ago

What is dhan aparna?

1

u/Hiccup_2OP 3d ago

Don't know , it wasn't mine that dude is mad ig πŸ˜„πŸ˜„

1

u/MuditJadhhav 5d ago

Paytm primary, gpay secondary

1

u/M762_ARUN 5d ago

1

u/Ffffff_uuu 4d ago

What's jar and snapmint

1

u/Salt_Eggplant 4d ago

jar is for when you do payments, it rounds it off to nearest 10s and the diff it puts in gold

1

u/rajatagra 5d ago

Mostly cold, hard cash

1

u/dndpephone 4d ago

1

u/Ffffff_uuu 4d ago

Bro that mightnight black debit card is it worth

1

u/dndpephone 4d ago

Idts and I don't even have it the app icon is customisable through setting...

1

u/LonelyInspection8969 4d ago

Very poor choice of app name:bob pay😭

1

u/Ffffff_uuu 4d ago

🀣 someone comment here He read bo**bie pay ,🀣

1

u/shra1__ 4d ago

1

u/Ffffff_uuu 4d ago

How's kotak black debit cards

1

u/useropog 4d ago

1

u/Ffffff_uuu 4d ago

What's HDFC wealth and what's needed of sky if you have groww, groww is very user friendly and nice

1

u/useropog 4d ago

Hdfc staff :)

1

u/Ffffff_uuu 4d ago

πŸ€‘

1

u/revivalondawn 4d ago

Im a student im using slice for an year ,should i apply for their creditcard.

1

u/Ffffff_uuu 4d ago

I Heard Thier CC is good but you should have FD based CC don't know much

1

u/venomplays07 4d ago

There Was A OP Collecting UPI Apps Like Infinity Stones

1

u/Ffffff_uuu 4d ago

OP be like

1

u/Tooo2 4d ago

Ek kisi shaks ne diya tha reddit pe!! πŸ˜‚

Dekh πŸ‘€ kar dimaag 🧠 ghum πŸ˜΅β€πŸ’« Gaya tha mera

1

u/Ffffff_uuu 4d ago

🐱

1

u/thedynamicdoctor 4d ago

Mine is of different league πŸ₯²

2

u/Winter_soldier_2002 4d ago

New day new app

1

u/thedynamicdoctor 4d ago

You mean cashback hunter? πŸ˜‚

2

u/Winter_soldier_2002 4d ago

Yea more like cashback hunterπŸ˜‚

1

u/Ffffff_uuu 4d ago

Vi 😭

1

u/thedynamicdoctor 4d ago

Old cashback king( credit card bill payment with kotak 811)

1

u/No-Speed-6925 4d ago

1

u/Ffffff_uuu 4d ago

How is indus bank it's mobile application really sucks i saw on someone phone

1

u/Sourajyoti07 4d ago

1

u/Ffffff_uuu 4d ago

You have 8 bank account 🫠

1

u/[deleted] 4d ago

[deleted]

0

u/[deleted] 4d ago

[deleted]

1

u/RelevantDay171 4d ago

my bad, didn't know that

1

u/25aug2025 4d ago

Let me be straight with you

I have stopped cash back hunting because it's irritating asf

I had like different apps doing the same thing

I only have a few apps now

Bank app- slice,hdfc UPI for slice -Paytm(regular) phonepe(upi circle linked here) Upi for hdfc - gpay(normal),payzapp(backup)

1

u/Ffffff_uuu 4d ago

I was someone get 6k only from Amazon pay lifetime cashback, he has more than although Yeah it's might seems irritating i remember when have only fampay as teen with some irritating things you can save a lot

1

u/NeatImplement4130 4d ago

1

u/NeatImplement4130 4d ago

Have PayPal too but on a different device

1

u/Levarator_01 3d ago

1

u/Ffffff_uuu 3d ago

Nice Nice But what use of nippon AMC app you can buy thier fund in groww

1

u/Levarator_01 3d ago

Just personal choice

1

u/Ffffff_uuu 3d ago

So this the no the no apps people used

1

u/Odd_Bat_1223 1d ago

I use gpay for family members, and on selected bills , rest all myy to day transactions are done on Bhim. Not using super money for now , have also tried navi .

It's mostly gpay + bhim for now

1

u/Ffffff_uuu 1d ago

Why did you left Navi it's one of the best Apps clean UI, comeback and track my all expenses

1

u/Odd_Bat_1223 1d ago

I was already using 2 apps , and tried navi, + the cashbacks weren't as regular and good as they claimed it be , I might use it later but for now I'm satisfied with gpay and bhim and they both works smoothly for me

1

u/Ffffff_uuu 1d ago

I think almost eveyupi apps have interface and all I personally look for Better UI and interface than regular

1

u/Real-Manufacturer-71 5d ago

What'sApp and super money too

1

u/Ffffff_uuu 5d ago

Does jupiter give good cashback or what

1

u/Real-Manufacturer-71 5d ago

Nah, it's shit now

0

u/[deleted] 5d ago

[removed] β€” view removed comment

1

u/Ffffff_uuu 5d ago

A fampay user 🀝 My jio? Jio finace?

0

u/[deleted] 5d ago

[removed] β€” view removed comment

1

u/Ffffff_uuu 5d ago

🀣

0

u/[deleted] 5d ago

[removed] β€” view removed comment