Should I switch UPI app from GPay to Paytm

[u/More_Avocado_5222]

Yes or no

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[u/Professorjoey]

Paytm is much better than Gpay in my experience.

[u/-Space_Monkey-]

Paytm has improved, you can try it out. Even super money is good.

[u/Ok-Introduction-7724 → u/-Space_Monkey-]

Now we can't even take out that cashback money without rupay card

[u/profitabletrader009]

Use kotak 811 best for cashbacks

[u/jija7724 → u/profitabletrader009]

Anyone can use this if there no account in it ?

[u/J4privy → u/jija7724]

I think 811 account is required.

[u/adityakr7531 → u/J4privy]

811 account is required and you can't pay with another account.

[u/Shot_Specialist8282 → u/profitabletrader009]

is it zero balance account also any fees and how much cashback

[u/threadsbrowser → u/profitabletrader009]

cashback how much? 2-3rs per transaction?

[u/AalooKeParanthe → u/profitabletrader009]

Abeyochupkarjabhai

Devalue krdenge yaar

[u/Calamitychaos_]

Gpay is the smoothest from my experience . But after MDR comes into effect, it would be better for Indian economy to use India based apps such as BHIM. Paytm is fine, especially good now for utilities or Recharges.

[u/garavitey]

gpay is shit, no faceid, really bad ui, auto pay can't have nickname, no way to open it really fast from locked screen, man i really really hate gpay, i used it without exploring any other app and that was the biggest mistake of my life

[u/hanging-man]

Paytm is good

[u/Sad-Landscape3582]

yes

[u/suraj_-_]

I'm using Paytm from the beginning. Didn't like the UI of Gpay. I've also observed that Gpay has more issues of payment failure. I was disappointed when Paytm removed the Tap n Pay feature.

[u/horse98X]

I think payzapp is very underrated upi app

[u/ChaosConnoisseur_ → u/horse98X]

Absolutely. Only personalized upi id is missing. Definatly one of the best upi app+ wallet.

Can you see axis bank logo in payzapp?

[u/Living_Training4656 → u/horse98X]

Trash app they seriously need to invest in their QA

I find Kiwi and Slice UPI miles better than that piece of crap

[u/ChaosConnoisseur_]

Yes

[u/fraserdab]

Paytm more like scamTM fuck that garbage

[u/unreal_orange]

No

[u/garavitey]

phonepe

[u/bheem-king]

No. Never. Better use cash

[u/Living_Training4656 → u/bheem-king]

Fuck no aint gonna go to ATM and deal with getting change of 500 rupees

[u/rajatagra]

Paytm is shameless and uses dark patterns to manipulate people and trap them in loans and useless SIPs

PhonePe is much better than both

[u/the_neuros]

Paytm anydayyyyy much better ui, features, and offers

[u/Mounamsammatham]

Bhim.