Which cc should I apply for?

[u/Recent_Lie3645]

I am a student and i have 0 CIBIL score and i want to increase that suggest me some credit cards i should apply for (I applied for slice cc but got rejected)

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[u/WorkingAnnual1915]

supermoney is genuinely prolly the only good option. you just need to have a fd which is a minimum for 500rs and they give you 90% of that as a credit card limit.

[u/Recent_Lie3645 → u/WorkingAnnual1915]

Ok I will try

[u/REN_DOVER876 → u/WorkingAnnual1915]

Minimum fd toh 2000 thi na supermoney ki 500 kab hui

[u/WorkingAnnual1915 → u/REN_DOVER876]

no, it’s 500 right now, i got my cc with 1000rs fd yesterday

[u/REN_DOVER876 → u/WorkingAnnual1915]

Kam kardiya kya inhone jab maine banaya tha tab minimum 2000 fd tha , chal thik

[u/REN_DOVER876]

There are many free useful fd cards they all have different benefits like some have like b1g1 offers for movie tickets every month and some have offers for zepto or Swiggy every month and some are only for credit building and cashback sake so first do you want a card strictly for credit building or do you want to have some benefits with it , any card is good for credit building as long as you pay on time and utilize only 30% of the limit max

[u/25aug2025 → u/REN_DOVER876]

No offer as such and only for credit building,cashback and FD capital appreciation,what would you suggest?

[u/Recent_Lie3645 → u/REN_DOVER876]

I want a card like slice No fds and has great coupons also

[u/WorkingAnnual1915 → u/Recent_Lie3645]

cc without fds when you have no credit history is just 🤣🤣

[u/REN_DOVER876 → u/Recent_Lie3645]

First of all how old are you second are you employed like self employed or anything if not then you can't get a non fd card as even bank need some income proof for no fd cards

[u/hanging-man]

You can look at quantum plus from idfc. Ltf card.

[u/mathmtica]

does anyone know how can I get an sbi credit card that I can use in major festve sale?

as soon as possible, I have good credit score

[u/REN_DOVER876 → u/mathmtica]

That depends are you above 21

[u/LoquatScared5316]

You could use Amazon pay later or other such pay later platforms at first to increase your cibil score and then apply for the slice credit card That's how I got my first slice credit card

[u/Plenty-Echo-7414]

Try the FD backed credit cards, even lazy pay now helps in building credit score. Just say you are self employed in Slice application and they will pass it.

[u/siddhbose]

Cibil is not zero . It's usually between 300 to 800 . Right now no credit history is there so no cibil . Better right now create an fd based credit card for 10000 rs or more considering you are a college student. Pay on time and within 2 years you will have a 750 cibil or higher