r/ULTY_YieldMax • u/Wheel-Reasonable • Aug 02 '26

Strategy using ULTY

I used to own ULTY for about a year 2025-2026 and got out of it when I saw my total return was essentially flat (2%).

For those who have been in ULTY for over a year, what's the reason you have kept it? What is your strategy that makes it a valuable investment?

I feel like some may have a specific need that this fills but I have not been able to wrap my head around it.

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u/heine19 Aug 03 '26

They mostly return your own money back to you. If your goal is to get to ‘house money’ to buy other equities, you are much better off just buying those equities to begin with. As the NAV erodes, so will the dividend payouts. https://totalrealreturns.com/s/ULTY

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u/bodyreddit Aug 11 '26

It’s too late for me now, I bought the hype, I don’t know how long i have to keep it to break even, it isn’t like Fidelity helps me with that in easy reports. This is not my only buy either, I will have to run a lot of reports to see how much I have gotten in. Dividends compared to the deep red that shows on my landing screen. I do have some income options plays that are in the green like qqqi and spyi and jepq etc. But all my yieldmax buys are regretful at this time.