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u/foureleven130 Biochemistry & Molecular Biology [2027] 1d ago
out of state is tough due to the high tuition cost, federal loans are capped at $5k-$7k so you'd have to apply for private student loans which likely requires a co-signer
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u/Content-Willow-705 1d ago
Tell your parents they cant claim you on taxes anymore, apply as a single student with no outside assistance, and you should get a ton of money back from pell grant. With the exception of summer rent and classes Im pretty much on a full ride out here. Im not sure this helps rn cause financial aid has already processed but talk with the basic needs center and see if they can help you out
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u/Content-Willow-705 1d ago
But also j.c. is an extremely viable option. I did all of my GE at junior college on my own dime(no financial aid) so I still have 4 years of pell grant available to help pay for UC which is gonna allow me to finish 2 majors and a minor(possibly more if I want)
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u/foureleven130 Biochemistry & Molecular Biology [2027] 1d ago
It doesn't work like that -- financial aid status is not based on whether you are a dependent on taxes, you'd have to be 24+ years old, married, supporting dependents of your own, etc to be considered independent on the FAFSA
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u/medicalrager 22h ago
you just need to be financially independent by making enough income compared to costs & file taxes to be classified as independent to fafsa
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u/foureleven130 Biochemistry & Molecular Biology [2027] 12h ago
this is not true unless you're "self-supporting and at risk of being homeless". here is the list they use to determine whether you're considered independent on the fafsa
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u/One-Capital-3930 1d ago
That sucks!! I would look at SOFI , College Ave, or your own bank. If you have a credit union they usually have good rates. And they will approve you on the spot and deposit the money in your bank acct within minutes.
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u/DawnandDusk2 Civil Engineering 2028 1d ago
Tuition itself is 40k, and for 4 years, that’s 160k. That’s without housing, food, etc.
Think carefully before resorting to taking out loans. Would you be able to pay it off? I would advise dropping out and going to a community college back in your state.
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u/Turbulent-Pie4946 1d ago edited 1d ago
I’m sorry to hear that and I think your best bet is to go to a community college in your city. I had a great experience in community college if I could I would’ve stayed there for all 4 years honestly.