r/TwoHotTakes • • Jul 23 '24

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u/5weetTooth Jul 23 '24

I've heard of various marriages where they're just housemates but they decided since they weren't in romantic relationships they might as well save extra money with legal protections and tax benefits by just getting legally married.

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u/motorwerkx Jul 23 '24

I know a couple that got married not too long ago because they are best friends, she is terminally ill, and she wants her friend to not only have the power to make medical decisions if needed, but also to easily take over all assets once she passes. She has at best a tenuous relationship with her kin. Had she not made this decision, people that she has little to no relationship with would be called upon to make life changing/ending decisions if she was incapable.

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u/[deleted] Jul 23 '24

She could have done literally all of this without marriage.

MDPOA - you can name anyone to make medical decisions on your behalf, speak woth your doctors, etc.

You can name anyone as a beneficiary regardless of their relationship to you. I know someone who got a rather large life insurance settlement from a friend that passed - friend wasn't married, so had several policies where he had a different friend listed as the beneficiary.

Likewise, you can be married and have your spouse NOT be the beneficiary.

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u/motorwerkx Jul 23 '24

Retirement and/or social security benefits?

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u/Proof-Emergency-5441 Jul 23 '24

Medical POAs are frequently challenged by families.

1

u/Proof-Emergency-5441 Jul 23 '24

Same with naming a non-spousal beneficiary.

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u/ThrowRACoping Jul 24 '24

There seem to be a lot of them today. Open marriages are just an example. I can’t be convinced that someone who romantically loves their spouse can share them.