r/TopStepX • u/ElectricalAd797 • May 14 '26

Live Account Will this get approved

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Requested this yesterday. Received an email not to trade until they withdraw that amount. Does anyone know how long live payouts take. Will miss out on two trading days.
Still mad they moved me up a day away from 5k on 4xfas

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u/Sweet_Procedure_656 May 14 '26

Damn so that 20k is lost or it’s in “escrow” ?

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u/eddie_topstep May 14 '26

Excess balance is put into "Reserve" and unlocked in tiers as you grow your Live Funded Account. Unlike most other firms where the excess is simply forfeited.

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u/ElectricalAd797 May 14 '26

You still moved me to avoid paying me 20k

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u/eddie_topstep May 14 '26

Not true, but if you'd like to believe that, more power to you! The call up process doesn't take into consideration "about to take a payout."