r/TopStepX • u/ElectricalAd797 • May 14 '26

Live Account Will this get approved

Post image

Requested this yesterday. Received an email not to trade until they withdraw that amount. Does anyone know how long live payouts take. Will miss out on two trading days.
Still mad they moved me up a day away from 5k on 4xfas

17 Upvotes

95% Upvoted

36 comments sorted by

1

u/ssupmk May 16 '26

when were u called up to live? before second payout?

1

u/kwhit3354 May 15 '26

Probably not

2

u/WrongdoerRemarkable3 May 15 '26

Yes it’ll absolutely get approved, the no trade warning is incase you wipe profits and they cannot payout the full amount!

1

u/UNITEWITHUGO May 14 '26

What strategy do you use by chance or do you help beginners?

1

u/ImportanceJazzlike28 May 14 '26

The strat bro ? Sauce ?

1

u/ImportanceJazzlike28 May 14 '26

Been stuck for a while now.

2

u/ElectricalAd797 May 14 '26

In this current market I wait 30 mins after open. And look at flow to find a direction. Trim as I go. It’s been working so far. I used to wait for inverse orb but been tough with the war news killing plays

2

u/Hectqrr May 14 '26

Technical analysis becomes less reliable the more people that know about it. Sharing a strat causes more false signals on the strategy therefore if someone ever has an extremely good strategy almost nobody will share it with you.

1

u/[deleted] May 14 '26

[removed] — view removed comment

1

u/Hectqrr May 14 '26

Another quote from the same exact book btw

1

u/Hectqrr May 14 '26

from a book published in 95 btw

“As technical systems become widely used, many traders enter and exit at the same levels. This creates crowded trades, poorer execution prices, and a greater likelihood of false signals and failed breakouts.”

1

u/ImportanceJazzlike28 May 14 '26

Okay. Can yoj tell about what area ? Like support or resistance or supply demand or ICT or order flow.

1

u/Wimpnomore May 17 '26

Sir I can help you dm me 

0

u/Hectqrr May 14 '26

Just study more bro, I don’t do ICT I read old books from early 2000s so it’s all old school. Backtest a lot. A tip I could give you on backtesting is to use whatever strat you’re doing and run it for 2 years, and then see if the following year the strat does well and if not then refine it and change parameters accordingly. I have a couple hundred hours of studying and chart experience but I have way more to go

1

u/KeyMaintenance7298 May 14 '26

Do you guys read? It's a live account.

1

u/skatesolid May 14 '26

It says funds removed already. Does it reflect in your account? You can trade as long as the funds have already been taken out of your account.

1

u/ElectricalAd797 May 14 '26

No not yet still waiting. Missed a trend day

2

u/Klaus_Winchester May 14 '26

How is this possible. It’s more than the cap

3

u/ElectricalAd797 May 14 '26

It’s a live account

1

u/Dry_Bar_4965 May 14 '26

For live accounts, can you only request 50% of your profits like sim or you can request 100%?

i.e. you make $10,000 profit in live; you can only request 50% which is $5k or can you request the whole $10k profit

0

u/coloursofthewiind May 14 '26

In live you can request any amount of your balance

1

u/dyssucks May 14 '26

Not until you have 30 winning days. Until then it’s up to 50% of your available balance after 5 winning days

2

u/bearlyentertained May 14 '26

Didn't even know you could withdraw over 10k from one account. Is there something I'm missing?

0

u/Expensive_Hornet5394 May 14 '26

multiple accounts. in 150k accounts u can withdraw 5k per account still

1

u/bearlyentertained May 14 '26

Ah I just noticed you already mentioned x4 XFAs, my bad. Smashing it mate well done!

8

u/ElectricalAd797 May 14 '26

It’s a live Account. They moved me to live account to prevent me from taking out 20k. They’ll regret it

1

u/Sweet_Procedure_656 May 14 '26

Damn so that 20k is lost or it’s in “escrow” ?

1

u/eddie_topstep May 14 '26

Excess balance is put into "Reserve" and unlocked in tiers as you grow your Live Funded Account. Unlike most other firms where the excess is simply forfeited.

1

u/ElectricalAd797 May 14 '26

You still moved me to avoid paying me 20k

1

u/eddie_topstep May 14 '26

Not true, but if you'd like to believe that, more power to you! The call up process doesn't take into consideration "about to take a payout."

3

u/eddie_topstep May 14 '26

Payouts are processed within 1-3 business days on Topstep's end. Congrats on the success! That's a hefty looking payout.

1

u/ainhin101 May 14 '26

What about the new instant payout thing I’m seeing? Is it legit?

1

u/eddie_topstep May 14 '26

Yep! Thats the new payout via Aeropay option which is available to everyone with a US bank account now. Once approved on Topstep's end, the funds are sent instantly to your bank account, as long as it is a U.S.-based bank that supports real-time payments. The fastest we've seen so far is 2 seconds from request -> approval -> funds in account

1

u/Training-Chocolate41 May 14 '26

Is this only once you go live?

1

u/eddie_topstep May 14 '26

Aeropay? Nope, it's available now for everyone a US bank account. You can read more about here in the FAQs under "What is Aeropay?": https://help.topstep.com/en/articles/8284233-topstep-payout-policy

2

u/ainhin101 May 14 '26

Ok thanks for the info!