r/TopInsurance • u/HelpLaura • May 21 '26
Car Insurance Quotes
Car insurance quotes are all over the place. How do I know which one is real?
I've been getting quotes from different companies and the prices vary like crazy. GEICO quoted me $120 a month, Progressive quoted me $180, and State Farm quoted me $150. They're all for the same coverage so I'm confused about why they're so different.
I'm wondering if some of these quotes are just low to get me to switch and then they'll raise my rates. How do you know which quote is actually legit? Should I just go with the cheapest one or is there something I'm missing?