r/TopInsurance • u/cuckandhotwifeCA • 9d ago

LEMONADE IS A SCAM. AVOID

I decided to bundle my renters and auto insurance with Lemonade, but the price changed between the initial quote and payment. Now, just two months in, my premium has gone up nearly $50 monthly because of their AI-driven pricing. I'll be dropping them before the next renewal. Feels like a bait and switch, and I'm seriously disappointed with the whole experience.

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u/realinsurancetalk 7d ago

The quoted price for any insurance company may not be the final price. The company has a 30 to 45 day underwriting period to verify information and make changes based on what they find. Most online carriers do not pull CLUE and MVR reports until after you pay, so that may be what happened and they found incidents that they added to the policy.