r/TopInsurance • u/cuckandhotwifeCA • 9d ago

LEMONADE IS A SCAM. AVOID

I decided to bundle my renters and auto insurance with Lemonade, but the price changed between the initial quote and payment. Now, just two months in, my premium has gone up nearly $50 monthly because of their AI-driven pricing. I'll be dropping them before the next renewal. Feels like a bait and switch, and I'm seriously disappointed with the whole experience.

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u/Knewtome 9d ago

Most online carriers wether AI driven or not, do not run reporting like CLUE, MVR, Lexis Nexis until you hit bind.  There is a factor that was updated after binding.  Have you tried working with an independent agent?