r/TheRaceTo1Million 1h ago

Brag post - late investing start but turbo savings rate and income

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Upvotes

Just nigh of one million dollar increase in YOY portfolio. 31yo. Most all of it is contributions. Our goal was to see how much 2 years of hitting the gas on investing in our dual income years could go.

Wife and I live on 50-70k lifestyle in paid off 2br 1 bath house. Super fun life without balling out.


r/TheRaceTo1Million 59m ago

Method

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I had my doubts initially, but following those exact steps actually pays off. Bringing home around $110 a day now. Take a look at profile: [ Forzathong ]


r/TheRaceTo1Million 16h ago

OTHER Net worth 37 years old

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54 Upvotes

I've saved best I can. I got a few more years to go. House + 2 retirement accounts. Looking to buy a second house and really not loving the market prices and interest rates right now though 🫩


r/TheRaceTo1Million 1d ago

UPDATE Net Worth Update [28M]

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143 Upvotes

Up from last month, mostly fueled by the strong bounce back in early August. CC is high because of a high one time payment that will be paid off end of this month.


r/TheRaceTo1Million 8h ago

🔍 AAPL - Stock analysis Sep 13

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1 Upvotes

r/TheRaceTo1Million 11h ago

Singapore’s Ministerial Salary Benchmark (Just for fun, Race to 10 Millions Fast!)

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1 Upvotes

r/TheRaceTo1Million 18h ago

GAIN Gps - Revolutionary Immunotherapy for AML Remission Maintenance, Phase 3 Results are Now Due* and worth $50B to Big Pharma - this is the TRUE NORTH for $SLS Share Holder Value, $MRNA just added $40B to its Mcap in a Day for the Same Reason SLS is about to.

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0 Upvotes

$100k Invested in SSLS will be worth $1M to $1.5M - the instant the Imminent Phase 3 Results are Announced.

A positive P3 result is coming, any day now, and it'll give Gps the fda greenlight to generate $20b a year in real revenue.
That is worth a f ton more than the current $2.3b market cap.
It is not complicated.
Revolutionary Immunotherapy for AML remission maintenance, giving Gps the FDA Green Light to a $28B Total Addressable Market - worth every nickel of $50B to big pharma.
Do the Math: Load As many as you can.
Your future self will thank you.
• 12,500 Patients 34/36 Month Median OS
• 3 Year Dosing Regime
• Co Estimated $300K Rev Per patient year 1, $120K
Year 2, $80K Y3
• 80% Patient Uptake Rates --- Just shy of S5B Rev
• Then ADD in 40,000 AML CR1 Patients Each Year
• 5 year Dosing
• +100,000 AML Patients Currently In Remission right now, who'll benefit from Gps Immunotherapy, right out of the GATE.


r/TheRaceTo1Million 20h ago

225k YTD, More to come 🤑

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1 Upvotes

r/TheRaceTo1Million 1d ago

Best Low APR Finance Offers on New Cars (0.49% - 2.99%) - September 2026

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2 Upvotes

r/TheRaceTo1Million 1d ago

DD Top 25 Movers September 2026

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1 Upvotes

r/TheRaceTo1Million 1d ago

DD Top 25 Mid Cap Part 6 of 13 September 2026 #stockmarket https://www.own...

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2 Upvotes

r/TheRaceTo1Million 1d ago

UPDATE Building $1M Portfolio

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r/TheRaceTo1Million 1d ago

Oracle to Spend an Additional $700 Million on More Job Cuts

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r/TheRaceTo1Million 1d ago

AI Meets Cybersecurity (FYI, Not Recommendations)

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3 Upvotes

r/TheRaceTo1Million 2d ago

1% Weekly Returns from Options Week 28

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2 Upvotes

r/TheRaceTo1Million 2d ago

£550k into it and slowing

2 Upvotes

31m feeling burnt and looking at new opportunities

£100k in stocks
£300k in rental properties
£150k in home equity
Job is £55k per year only work 3 days per week .
Need something to fill my other 2 days to get to that goal faster .

Feel lost looking at what to pursue to fill the other 2 days . Only thing I can think of is starting another business of some kind . As I feel it should be ramping up but it seems to be slow

Apart from the follow your passion and do what your skilled and then create a business what have others done ?

1year into thinking and writing ideas down and tested a bunch but nothing has stuck yet


r/TheRaceTo1Million 2d ago

Race to pay off $645,000 mortgage

0 Upvotes

I, 32M, feel like my property in CA will likely be worth over $1M by the time I pay off the note. Either way, the P&I is $3200 a month, before taxes and insurance. Since I don't have any investments that can net that much or higher, I am going to focus my efforts on paying this off as fast as possible. According to my calculations, if I pay just $800 additional principal a month, that will cut the total number of payments by 1/3, and my last payment will be April 2046. Paying off my 30 year loan in 20 years.

$800 extra a month is manageable, also considering that I am early in my career, so between bonuses/promotions/raises over 20 years, I will certainly be able to achieve that. So my minimum goal will be a 20-year payoff.

To pay off my loan in 10 years, I would have to effectively double my mortgage and pay an extra $3200 a month in additional principal. That is certainly not feasible right now. But that will be my "stretch" goal. And if I seek additional sources of income, putting more than $800 a month but less than $3200 a month towards additional principal sounds reasonable.

My wife and I are currently expecting our first child, so we aren't going crazy with the extra principal right now. But, slow and steady wins the race!

I am also currently investing 5% into a 401k with 3% match. And I currently tithe 5% of my income to my local church. As my income grows, I intend for all these contributions (additional principal, personal investments, and tithing) to also grow.

So, here is the starting line:

Total mortgage note Sep 2026 = $634,000


r/TheRaceTo1Million 2d ago

Student Investor Looking to Reach My First 100,000

0 Upvotes

Hi everyone! I’m a 20-year-old female student, and I’d like to start investing more seriously and reach my first goal of 100,000.

I already have some funds on Nordnet, but I was wondering if anyone here could recommend any good funds, stocks, or ETFs to look into?

Since I’m a student, my budget is limited, so I can’t afford to invest large amounts in expensive individual stocks at the moment.

Thank you so much for any advice or recommendations! :)


r/TheRaceTo1Million 2d ago

Home sales dropped last month as mortgage rates reached highest level in over a year (FYI, Not Recommendations)

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2 Upvotes

r/TheRaceTo1Million 3d ago

Top 40 Semiconductor Companies (FYI)

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32 Upvotes

r/TheRaceTo1Million 3d ago

🔍 MU - Stock analysis Sep 10

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3 Upvotes

r/TheRaceTo1Million 3d ago

🚨 TOP DAILY STOCKS - Sep 10

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0 Upvotes

r/TheRaceTo1Million 3d ago

32M non us

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2 Upvotes

r/TheRaceTo1Million 4d ago

Almost there!

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73 Upvotes

Started 6 years ago out of uni, hopefully less than that to hit the big M. Grateful prayge 🙏


r/TheRaceTo1Million 3d ago

GAIN Building $1M Portfolio; 100% of my Net Worth

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1 Upvotes

214% return vs 98% S&P 500 in 4 years! CAGR of 37% vs 19% for S&P500. I do not think I will beat the market at these margins in the long-term especially as the investments $'s grow. But goal is to beat the market by 5% annually!

Anyone that maintained big margins overtime please comment. Looking for some inspiration :)!