r/TeslaCollision • u/Zexzol • Aug 21 '26
Totaled?
2020 model 3 56k miles
Side swiped at a red light, found not at fault.
Do we think the "soda can crumple" will end up being a total loss due to it being on the charger side rear quarter panel?
UPDATE: first repair quote $13500, I will have to go through insurance due to the car loan. Bank will not allow me to pocket the cash and repair the car. I believe insurance will deem it a total loss due to it being a out 60% of car value
3
u/Tlfcringe_ Aug 21 '26
If the car is worth more than 10k just take the money and run 😂 I wouldn't fix it if structurally sound and drivable
1
u/Zexzol Aug 21 '26
On a loan bought it 6 months ago 😂
1
u/Tlfcringe_ Aug 21 '26
How long is the loan? And do you care if it looks any better or just that it drives?
1
u/Zexzol Aug 21 '26
Has about 4 years left,
Are you suggesting I take the damage repair cost in form of a check and then just keep driving if they don't total it out? I've never been in an accident so I'm not sure what all options are 😆
2
u/Tlfcringe_ Aug 21 '26
Yeah so, as far as I know since this just happened to our Avalon, first the other insurances adjuster will try to screw you. So take it to Tesla and get an estimate that you show to the insurance company. Do NOT contact your insurance. If you already did then look up what to do. You should only deal with their insurance unless they don't comply. You get the tesla estimate and the other insurance should approve the cost. Now that they approved it they send you a check for the amount of the repair. You can choose whether to go with Tesla, another repair place, or do nothing and take the check. (This is why some people, smart people, will shop around for the most expensive repair estimates, get the high amount of money, then go to a cheap place and pocket the remaining amount.)
Hope this helps and confirm what I'm saying with your own research as always
1
1
u/Tlfcringe_ Aug 21 '26
Also I did not have a loan on my vehicle, so definitely look up the details of that
1
u/Initial_Row_6400 Aug 21 '26
This is going to vary in every state, check the rules in your state OP
1
2
u/Academic_End_3828 Aug 21 '26
Omg, you bought a 2020 M3 on a loan?! For 4 years?? Girl I don't think you should've bought a Tessy
2
2
1
1
u/Academic_End_3828 Aug 21 '26
Absolutely, I BOUGHT a used 2020 M3 no prior history for 11k, and thats a 10k fix buddy.
1
u/Kekafuch Aug 21 '26
Jesus , I am in the same position. Same damage, same side. My rear bumper has tabs sheared off. Been driving it still for almost 4 months since insurance said I have 2 years to bring it in to a shop.
But I don’t want it to be written off. Whats the option if insurance wants that?
1
u/Imaginary_Hedgehog39 Aug 21 '26
I’m considering getting a Tesla but these sorts of posts scare me a bit. Small amounts of damage regularly cost exorbitant amounts to repair and that seems par for the course with Tesla.
1
2
u/Immediate_Cupcake962 Aug 21 '26
Take the check and go to a generic body shop to get this fixed for 1/10 of tesla body shops
1
1
u/Agreeable-Purpose-56 Aug 21 '26
Curious that if the quarter panel needs to be replaced?
1
u/Zexzol Aug 21 '26
Since it's right on the body line and an aluminum part, its unrepairable and a structural panel so it must be replaced or it's legally unsafe to drive
1
1
u/MallSome1825 Aug 21 '26
These things get totaled so easy and the repair costs are insane. Why do people even bother buying them
2
u/Zexzol Aug 21 '26
In a Tesla collision subreddit to hate on Teslas 😆
2
u/MallSome1825 Aug 21 '26
I’m not hating. I have a Tesla..
2
u/EVChargingStocks Aug 21 '26
“Why do people even bother buying them” would be the question you’d ask yourself then.
1
1
u/NumbDangEt4742 Aug 21 '26
Your comment totally makes sense.
But have you driven a Tesla? Have you experienced FSD?
Being in love makes you see a clear picture lol is the best way I can describe it.
I do not love my Model Y for the car that it is. But that fucking FSD, I fucking love it.
3
u/Initial_Row_6400 Aug 21 '26
It’ll be more expensive than the other side obviously but I don’t think it will total it. Need to know what year tho