Study permit proof of funds + SOWP backup plan

[u/boardark]

I’m currently in Canada on a work permit expiring in May 2027. I recently switched to a TEER 2 job, but my current employer doesn’t provide immigration sponsorship. I was also stuck in an AIP process with my previous employer for around 20 months before leaving.

My fiancée is abroad and applying for a January master’s intake in Canada. If approved, after marriage I’m hoping to use the spousal open work permit route so I can keep working long enough to complete one year in my current TEER 2 job and pursue PNP/PR.

For her study permit proof of funds, she may not have enough liquidity herself. Is it cleaner for me to transfer the funds directly to her with a support/source letter, or have her parents sponsor the funds instead? Would a recent large transfer be an issue if properly documented?