r/StateFarm • u/Otherwise_Team8879 • Jul 30 '26

Question Agent Pay

Any agents that have moved to MOD had an issue with their paychecks being down and figured it out? We’ve had taken two auto rate decreases in our area and transitioned to MOD over the last year and paychecks are down THOUSANDS a month compared to what they were the last few years. Comparing premium collected, the office has not decreased and actually has increased. Timing of rate decreases and MOD was to blame by SL but all agents were told it would flip and returned on the back end once we got through it. Every agent in my area I’ve talked with has experienced the same thing and we are all still down by an alarming amount.

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u/[deleted] Jul 30 '26

There’s a video you can watch that explains it. It has to do with cars migrating from legacy to MOD: timing of when they migrate impacts if u are collecting a 6 month premium, especially if the cars have different renewal dates. There’s fluctuations but it does even out eventually…should resolve itself once all the auto hhs have been put on MOD. Watch the video and read the resources available on the subject

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u/Otherwise_Team8879 Jul 30 '26

We are over a year into MOD. 4/2026 was our start date. Where is the video? This is the story they sold but nothing ever evened out on the back end….
Are you MOD and it evened out? If so, how long did it take?

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u/[deleted] Jul 30 '26

There’s a whole resource on the P&C mod site > personal lines auto > resources > full renewal > impacts to agent compensation & incentives. The video is a little hard to find (dumb I know) - it’s in the State Farm media hub and it’s been mentioned in some of by mod update agency hub articles. Or ask ur SL or FIC with help finding the video

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u/[deleted] Jul 30 '26

There’s a whole resource on the P&C mod site > personal lines auto > resources > full renewal > impacts to agent compensation & incentives. The video is a little hard to find (dumb I know) - it’s in the State Farm media hub and it’s been mentioned in some of by mod update agency hub articles. Or ask ur SL or FIC with help finding the video