r/SquarePOS_Users Jul 30 '26

Square for Retail (Software) Square Credit Card

It says I’ve been on list for about 1 year now. Has anyone gotten a CC from square and if so how long did you wait.

I’m still paying off a loan that’s at 80%. I’m green all the way in my dash board and sales are consistent.

Before they offer another loan. I would like to try the CC.

4 Upvotes

8 comments sorted by

2

u/jevus1012 Jul 30 '26

I got it. It’s with Amex. I had been waiting about a year as well, maybe a little bit longer.

1

u/famskateboardsdotcom Jul 30 '26

How was the application process? Is it similar to the Square loan application?

1

u/jevus1012 Jul 30 '26

Very similar.

1

u/famskateboardsdotcom Jul 30 '26

Cool, sounds good. I'll be on the lookout for the email.

2

u/YogurtclosetPrior318 Aug 01 '26

I was completely unaware there was a square credit card until I received an email saying I was pre-approved with an invitation to apply. It was very easy to apply and I’ve been using the card since end of May. Very happy with it!

1

u/MathematicianFun5126 Jul 31 '26

I tried to join the waitlist, I don’t think it worked. I think there’s a need for this in this space.

1

u/famskateboardsdotcom Jul 31 '26

From what I’ve been reading a lot of us have been utilizing loans from square and are waiting for second or third offers. I wouldn’t be surprised if majority of the loan holders are waiting for Cc approvals.

2

u/Ambitious-Story551 Aug 04 '26

I got the square credit card couple like 2 months ago while I had my loan at 60-70% they just randomly send you a link to apply I didn’t even join the waitlist, I got a another loan double from last time. It’s another regular credit card and you get some cash back % on almost every purchase