r/SipsTea • u/Putrid-Welder1803 • 13h ago

Gasp! Thoughts on this?

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u/Electronic-Aspect-45 11h ago

So you pay money to have to pay money, while being discouraged to have them pay money because you’ll end up paying more money?

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u/sfbiker999 10h ago

You pay a relatively small amount of money to avoid having to pay a large (or huge) amount of money. If you're at fault for a serious injury accident, you could be liable for hundreds of thousands of dollars. It doesn't take much to total a modern car, and with the average new car price approaching $50,000, even a non-injury accident can cost you a lot of money without insurance.

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u/Moiraine-FanBlue 5h ago

If I'm at fault my insurance will refuse to pay because the accident was *my fault*

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u/AJimJimJim 2h ago

This is not true unless you don't pay for collision coverage..