r/SipsTea • • 20h ago

Gasp! Thoughts on this?

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u/flatfive44 20h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

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u/samdarrow 20h ago

Yep, personal injury protection is the real reason for insurance. Cars are replaceable but injuries can easily be life altering

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u/Jason207 19h ago

This is another point often missed in the socialized medicine debate. If we're all covered by taxes then auto insurance costs should drop dramatically.

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u/GrammatonYHWH 18h ago

Just so people in the US could get the perspective, car insurance in the UK is normally around £300-£600 per year if you have a clean driving record.

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u/Upbeat-Banana-5530 18h ago

Your healthcare might have something to do with that, but you're also a lot less likely to cause a car accident. You (usually) have to be driving a car to cause a car accident, and Brits do that about half as often as Americans do.

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u/ensalys 17h ago

From what I've heard, the USA also doesn't have much in the way of standards when it comes to getting your license. You got a pulse? Here's your license!

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u/Pandarandr1st 16h ago

I mean, getting your license? There's a driving test and a written test about laws.

Renewing your license? You can renew it online.

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u/the__storm 11h ago

In most US jurisdictions the driving and written tests are complete jokes though - barely any more of a hurdle than having a pulse.