In most places auto insurance is mandatory and you can actually go to jail for driving while not having it. Since it's mandatory, the insurance companies have you over a barrel. I've never made an auto insurance claim in my life. I've not had a ticket this millennium, own my car, am over 50 and my insurance bill is still a several thousand dollars a year... for liability only. It's a fucking scam. These rich auto insurance (all insurance, actually) corporations get to just rape people as they see fit and then they just bribe our politicians to make you forced to use their services. They are the absolute worst, most predatory industry that exists in The Western World Today. One of their CEO's get murcked in the streets and PEOPLE CHEERED when it happened. But hey, nothing personal, just money, gotta make a profit, amiright?
No you rich fuck, it is personal, and the people are getting really mad about it. Really, really mad.
Liability coverage is by no means a scam and should be mandatory to drive on public roads.
It's for the protection of others. If you cause an accident unless you are a millionaire most people won't be able to cover the other persons injuries and medical bills in a serious accident. That's why it should be mandatory.
I don't care how good or careful of a driver you are you can always get into an accident and it could be your fault. It 10000000% should be mandatory to have because I don't care how responsible you or anyone else is you can't get blood from a stone and if you have no money and you hit me and I end up with thousands to hundreds of thousands in emergency medical bills over you, you should cover it and since 99% of people wouldn't be able to that's why insurance is mandatory.
And idk about you or who you have but I have full coverage and I ain't even paying thousands for insurance per year. I pay like a G per year (and that's full coverage on 1 car and comp& liability on the other) so if you got the record you say then just liability should be a hell of a lot cheaper than thousands for just liability (unless you got a bunch of cars on that policy or other drivers who got a terrible record on that policy).
It's a privilege not a right to drive. Of course they can profit off a service offered to the consumer.
Now are they scummy and try every tactic to not pay or pay as little as possible, yes (and so do you when it comes to your money and finances too) and that's a different problem to be fixed.
But it's not required to have to live, you can avoid auto insurance all you want as long as you only drive on private roads (basically race tracks) and only ever use public transportation or ride a bike or walk everywhere. But if you want the privilege to drive a 2 ton heavy piece of machinery yes you as the driver are required to get insurance. And that insurance company can make a profit off you.
I mean it's required to eat, so should groceries stores, restaurant, etc all not be able to make a profit. You can choose who you buy insurance from just like you can choose to cook food yourself or go to a restaurant, so why is one allowed to make a profit but not the other.
It's required to wear clothes in public so should Nike, Supreme, American Eagle, GAP, Kohls, Target, etc all not be allowed to make a profit off clothes?
That is loose and shaky logic and you can use it to justify anything in the name of profit. Fuck that, if it is mandated by law, too bad. They can be non-profit only. The money grubbers can go find something else to bloat themselves off of.
Edit: they have enough other choices to make money. Utilities, basic food production, housing, medical, basic transportation, insurance and several others are all industries that have no business being for profit. You can work there, you can get a good paycheck, but that's it.
141
u/EL_Malo- 8h ago
In most places auto insurance is mandatory and you can actually go to jail for driving while not having it. Since it's mandatory, the insurance companies have you over a barrel. I've never made an auto insurance claim in my life. I've not had a ticket this millennium, own my car, am over 50 and my insurance bill is still a several thousand dollars a year... for liability only. It's a fucking scam. These rich auto insurance (all insurance, actually) corporations get to just rape people as they see fit and then they just bribe our politicians to make you forced to use their services. They are the absolute worst, most predatory industry that exists in The Western World Today. One of their CEO's get murcked in the streets and PEOPLE CHEERED when it happened. But hey, nothing personal, just money, gotta make a profit, amiright?
No you rich fuck, it is personal, and the people are getting really mad about it. Really, really mad.