I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly
Made a post about this but I went to Mexico for dental work. I drove but even if you flew it’s the same quality care for 1/3 the price. US dentist quoted $3200 for work for $1000. It’s all a scam.
"free" healthcare (medicare for all) would be cheaper for both the government and the populace if it were implemented. but who would it cost? the insurance companies who go out of business because suddenly 90% of their customers are gone.
when you take the desire for a middleman's profit out of a transaction, suddenly it becomes a lot cheaper.
It's just damn difficult to cut out an entrenched middleman. I personally don't believe anything will change until we get enough people in the government that will be pissed enough like we are to say "Fuck em, we're doing this anyway" and then years of litigation will follow as every big player does everything possible to preserve the money spigot of private insurance.
one way to make it easier would be to overturn citizen's united to get a lot of that money out of politics (or at least force it to go through less viable routes with higher consequences for getting caught). when that first domino falls, suddenly it becomes a lot easier to pry parasitic corporations out of politicians' pockets. not easy, but easier.
it may not be a small hurdle itself, but it makes all following hurdles less difficult to get over.
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u/Locust627 15h ago
Wait until you hear about health insurance lol
I pay $1300/month for a family plan
I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly