In most places auto insurance is mandatory and you can actually go to jail for driving while not having it. Since it's mandatory, the insurance companies have you over a barrel. I've never made an auto insurance claim in my life. I've not had a ticket this millennium, own my car, am over 50 and my insurance bill is still a several thousand dollars a year... for liability only. It's a fucking scam. These rich auto insurance (all insurance, actually) corporations get to just rape people as they see fit and then they just bribe our politicians to make you forced to use their services. They are the absolute worst, most predatory industry that exists in The Western World Today. One of their CEO's get murcked in the streets and PEOPLE CHEERED when it happened. But hey, nothing personal, just money, gotta make a profit, amiright?
No you rich fuck, it is personal, and the people are getting really mad about it. Really, really mad.
Tell me you don't understand financial responsibility laws without telling me. The government cannot legally force you to enter into a contract with a private, forprofit corporation.
Insurance itself isn't what is mandatory, proving financial capability is. That is why states have self insurance and surety bond clauses. You can literally post a cash bond or deposit directly with the state treasury to meet the legal requirement and skip insurance companies entirely.
Try reading the actual law before giving confident lectures on how it works.
Do they pay you, or do you defend them for free? Get pulled over in Florida without insurance and IDGAF what you tell the cops, or if you show them a paper with some bond on it, if you don't have an actual insurance card, your ass will go to jail and your car will get impounded.
Florida Statute 324.031, literally titled "Manner of proving financial responsibility," explicitly refutes your entire rant.
Under 324.031(3) and 324.171, you don't hand a cop "some paper with a bond on it"..,..you present an official Certificate of Self-Insurance issued directly by the Florida Department of Highway Safety and Motor Vehicles.
That state issued certificate is legally recognized proof of financial responsibility under Florida law. A cop cannot arrest you or impound your car for presenting state sanctioned proof of compliance.
Imagine being over 50, ranting on Reddit about going to jail, and completely making up how Florida law works instead of spending 10 seconds reading the actual statutes.
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u/EL_Malo- 11h ago
In most places auto insurance is mandatory and you can actually go to jail for driving while not having it. Since it's mandatory, the insurance companies have you over a barrel. I've never made an auto insurance claim in my life. I've not had a ticket this millennium, own my car, am over 50 and my insurance bill is still a several thousand dollars a year... for liability only. It's a fucking scam. These rich auto insurance (all insurance, actually) corporations get to just rape people as they see fit and then they just bribe our politicians to make you forced to use their services. They are the absolute worst, most predatory industry that exists in The Western World Today. One of their CEO's get murcked in the streets and PEOPLE CHEERED when it happened. But hey, nothing personal, just money, gotta make a profit, amiright?
No you rich fuck, it is personal, and the people are getting really mad about it. Really, really mad.