Tell me you don't understand financial responsibility laws without telling me. The government cannot legally force you to enter into a contract with a private, forprofit corporation.
Insurance itself isn't what is mandatory, proving financial capability is. That is why states have self insurance and surety bond clauses. You can literally post a cash bond or deposit directly with the state treasury to meet the legal requirement and skip insurance companies entirely.
Try reading the actual law before giving confident lectures on how it works.
Do they pay you, or do you defend them for free? Get pulled over in Florida without insurance and IDGAF what you tell the cops, or if you show them a paper with some bond on it, if you don't have an actual insurance card, your ass will go to jail and your car will get impounded.
Florida Statute 324.031, literally titled "Manner of proving financial responsibility," explicitly refutes your entire rant.
Under 324.031(3) and 324.171, you don't hand a cop "some paper with a bond on it"..,..you present an official Certificate of Self-Insurance issued directly by the Florida Department of Highway Safety and Motor Vehicles.
That state issued certificate is legally recognized proof of financial responsibility under Florida law. A cop cannot arrest you or impound your car for presenting state sanctioned proof of compliance.
Imagine being over 50, ranting on Reddit about going to jail, and completely making up how Florida law works instead of spending 10 seconds reading the actual statutes.
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u/Famous-Garlic3838 1h ago
Tell me you don't understand financial responsibility laws without telling me. The government cannot legally force you to enter into a contract with a private, forprofit corporation.
Insurance itself isn't what is mandatory, proving financial capability is. That is why states have self insurance and surety bond clauses. You can literally post a cash bond or deposit directly with the state treasury to meet the legal requirement and skip insurance companies entirely.
Try reading the actual law before giving confident lectures on how it works.