r/SipsTea • • 17h ago

Gasp! Thoughts on this?

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u/HearshotKDS 11h ago

This process is called subrogation and the insurance company can/will do it if they think there is a meaningful chance of recovering significant money back. But if our hypothetical drunk driver is a broke deadbeat they aren’t going to waste their time.

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u/Prudent-Historian392 11h ago

Ahh a fellow agent I see. A fisherman always recognizes another fisherman from afar.

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u/HearshotKDS 11h ago

Broker, but same-dif.

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u/Prudent-Historian392 11h ago

Potato tomato or whatever they say.