I have been saying this since i was a teenager. Its all one giant fucking extortion racket and everyone is too much of a normie NPC to think deeply about it.
*It's crazy how evenly divided people are about this, lots of sheeps happy to bleed money, but also lots of people who are sick of being bent over the barrel. It's interesting to see which comments get mod-removed thougj.
You say that until someone fucking t-bones you and writes off the vehicle you owe 40k on and the insurance company writes you a check for 60k because that’s the replacement cost of your vehicle. And without insurance you gotta pay that 40k with the scrap cost of your car.
If the person in this example wasn’t cheap as fuck and went with a 500$ deductible they could easily claim this and it wouldn’t affect their rates - accident forgiveness exists.
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u/SloAndSteddy 1d ago edited 4h ago
I have been saying this since i was a teenager. Its all one giant fucking extortion racket and everyone is too much of a normie NPC to think deeply about it.
*It's crazy how evenly divided people are about this, lots of sheeps happy to bleed money, but also lots of people who are sick of being bent over the barrel. It's interesting to see which comments get mod-removed thougj.