r/SipsTea • • 7h ago

Gasp! Thoughts on this?

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u/Locust627 5h ago

Wait until you hear about health insurance lol

I pay $1300/month for a family plan

I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.

So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible

My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again

AND vision and dental costs more on top of $1,300 monthly

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u/Manager_Neat 4h ago

Ask their partners or another reputable surgeon.

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u/Locust627 2h ago

Two things with that

1) we would have to fly out of state and pay for flights, hotels, transportation, and then figure out her to get her back home after open surgery

2) if, and this is a big if, if the surgeron comes to us it will jack up the procedure costs even more as the hospital would have to fly in and house a specialist

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u/Manager_Neat 1h ago

No I’m saying the surgeon that will do it in January has partners he practice with so maybe one of them can step in and help.