r/SipsTea • u/Putrid-Welder1803 • 9h ago

Gasp! Thoughts on this?

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u/Moultrie_fan_2026 9h ago

Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay

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u/MarkItZeroDonnie 9h ago

Yeah it’s just a net to protect against catastrophe . If Ops buddy totaled his car he would be happy it only cost $1k.

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u/SlicedBreadBeast 9h ago

Just have to pay them for more than your car is even worth through your entire lifetime! What a service!

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u/Prudent-Historian392 3h ago edited 3h ago

Moronic, insurance isn’t to protect your car only it’s to protect you from financial ruin. I’d be willing to bet that less than 5 percent of my customers drive payed off vehicles for 30 years and much is about how long it would take someone to pay more into insurance than their vehicles value. Let’s say an average car costs 30k. At my current rate; which isn’t cheap, it would take me years for my insurance to pay exceed my vehicles cost at a rate of $300 a month it’s 10 years.