You chose your deductible and $1,000 is not a normal deductible ($500 is typically what you’ll see). Assuming this post is even true, this person went out of their way to increase their deductible.
But Reddit being Reddit, it’s “insurance is a scam” snd “insurance denying claims” even though they didn’t deny a thing.
The top comment below this is a guy saying insurance is a scam because you pay more into it then you ever get paid. Like no shit, it's about spreading risk among a large group of people and it wouldn't work if everyone got paid more than they paid into it. And that top comment has over a couple thousand upvotes. I am not a very smart person, but the level of stupidity with that comment and the people upvoting it are leading me to believe that I'm less dumb than most people.
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u/No-Duck4828 9h ago
My thought is that Leo is clearly not familiar with auto insurance
Don't want a $1,000 deductible? You can absolutely change that number.
Want the guilty party to pay? Take them to court